2500 Waterside Dr, Unit 304, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 304, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	2 ba · 1,350 sqft · built 1999
Lot Size	0.031 acres (1,338 sqft)
Owner	2 Individual Names on File
Last Sale	$145,130 (Sep 2000)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-224690`

Property Details

APN / Parcel Number

Primary APN	`02-224690`
Alternative APNs	`2224690` `224690`

Interior

Full Baths	2 Baths
Units	71 Units
Building Area	1,350 sqft Gross Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,338 sqft (0.031 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224690
Street Address	2500 WATERSIDE DR, 304
City	FREDERICK
State	MD
Zip	21701-3217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 304 PHASE 1 BLDG 1 1,338 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Unit	304
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Owner

Source: Frederick County records · APN 02-224690

Assessment roll updated August 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2500 WATERSIDE DR, FREDERICK, MD 21701-3296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2000 · Amount on Record
Deed Sale	Sep 26, 2000 · Amount on Record
Prior Sale	Jun 22, 1999 · Amount on Record
Deed Document Number	20006107
Deed Book / Page	2761 / 573
Transfer Doc	0000006107
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 304, 304, FREDERICK, MD 21701-3217
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0124730018
Date	Jun 19, 2018
Book Page	12473/0018

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,307.00 (+12.31%) Homeowner's exemption	$260,000 (+18.18%) Land $90,000 Building $170,000	$260,000 (-) Land $90,000 Building $170,000
2023	$3,835.00 Homeowner's exemption	$220,000	$260,000 Land $90,000 Building $170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 598 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.