2500 Waterside Dr, Unit 301, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 301, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1 ba · 1,164 sqft · built 1999
Lot Size	0.027 acres (1,164 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2017)
Tax Bill	$3,863 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-224666`

Property Details

APN / Parcel Number

Primary APN	`02-224666`
Alternative APNs	`2224666` `224666`

Interior

Full Baths	1 Bath
Units	71 Units
Building Area	1,164 sqft Gross Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,164 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224666
Street Address	2500 WATERSIDE DR, 301
City	FREDERICK
State	MD
Zip	21701-3217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 301 PHASE 1 BLDG 1 1,164 SQ. FT. WORMANS MILL
Legal Subdivision	PARK PLACE/WORMANS MILL
Legal Phase	1
Legal Unit	301
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 WATERSIDE DR, 301, FREDERICK, MD 21701-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Dec 4, 2017	Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC
Apr 7, 2017	Grant Deed, Transfer LAKESIDE TITLE AND ESCROW AGENCY
Apr 7, 2017	Grant Deed, Transfer LAKESIDE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Apr 7, 2017 · Amount on Record
Deed Document Number	201712162-0389
Deed Book / Page	12162 / 389
Prior Transfer Date	May 15, 2012
Prior Transfer Doc	0091880333
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 301, 301, FREDERICK, MD 21701-3217
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR, FREDERICK, MD 21701-3296

Mortgage

Document Number	0146930190
Date	Mar 24, 2021
Book Page	14693/190

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 4, 2017
Property Address	2500 WATERSIDE DR UNIT 301, 301, FREDERICK, MD 21701-3217
Document Number	0121620389
Book / Page	012162 / 0389
Map Reference	LB2573 FO62
Instrument Date	Nov 30, 2017
Instrument	012162-0389
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR UNIT 301, 301, FREDERICK, MD 21701-3217

Mortgage

Document Number	121620394
Date	Dec 4, 2017
Instrument	012162-0394

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 7, 2017
Property Address	2500 WATERSIDE DR UNIT 301, 301, FREDERICK, MD 21701-3217
Document Number	0117560194
Book / Page	011756 / 000194
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR #301 FREDERICK MD 217013217, 301, FREDERICK, MD 21701-3217

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 7, 2017
Property Address	2500 WATERSIDE DR UNIT 301, 301, FREDERICK, MD 21701-3217
Document Number	0117560202
Book / Page	011756 / 000202
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR #301 FREDERICK MD 217013217, 301, FREDERICK, MD 21701-3217

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,000 (+16.29%) Land $90,000 Building $148,000	$238,000 (-) Land $90,000 Building $148,000
2024	$3,863.00 (+7.16%)
2023	$3,605.00 Homeowner's exemption	$204,667	$238,000 Land $90,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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