2500 Summit Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2500 Summit Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,406 sqft · built 1995
Lot Size	0.589 acres (25,697 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Nov 2004)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65K-242`

Property Details

APN / Parcel Number

Primary APN	`65K-242`
Alternative APN	`23516`

Interior

Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,406 sqft Finished Area

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,697 sqft (0.589 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	23516
Street Address	2500 SUMMIT DR
City	HENDERSON
State	KY
Zip	42420-5184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	SUMMIT PLACE
Legal Lot Number	194
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 SUMMIT DR, HENDERSON, KY 42420-5184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Line of Credit STERLING UNITED FEDERAL CREDIT UNION
Aug 13, 2026	Deed of Trust, Mortgage · Line of Credit STERLING UNITED FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2004 · Amount on Record
Deed Sale	Nov 8, 2004 · Amount on Record
Deed Document Number	0000535484
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Oct 15, 2026
Property Address	2500 SUMMIT DR, HENDERSON, KY 42420-5184
Document Number	0000010677
Book / Page	1517 / 575
Instrument Date	Aug 26, 2026
Instrument	202610677
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 SUMMIT DR, HENDERSON, KY 42420-5184
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010677,
Date	Oct 15, 2026
Book Page	1517/575
Instrument	202610677

Lender

Name	STERLING UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Aug 26, 2051

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Aug 13, 2026
Property Address	2500 SUMMIT DR, HENDERSON, KY 42420-5184
Document Number	0000008257
Book / Page	1510 / 799
Instrument Date	Jul 24, 2026
Instrument	20268257
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 SUMMIT DR, HENDERSON, KY 42420-5184
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008257,
Date	Aug 13, 2026
Book Page	1510/799
Instrument	20268257

Lender

Name	STERLING UNITED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 24, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,245.00 (-0.8%)	$202,500 (-)	$202,500 (-)
2023	$2,263.00 (+20.89%)	$202,500 (+19.82%)	$202,500 (+19.82%)
2022	$1,872.00	$169,000	$169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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