2480 Summit Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2480 Summit Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1995
Lot Size	0.35 acres (15,283 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Dec 2021)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65K-237`

Property Details

APN / Parcel Number

Primary APN	`65K-237`
Alternative APN	`49706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Finished Area

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,283 sqft (0.35 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49706
Street Address	2480 SUMMIT DR
City	HENDERSON
State	KY
Zip	42420-5181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	SUMMIT PLACE
Legal Lot Number	189
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU
Jan 17, 2018	Deed of Trust, Mortgage · FHA Mortgage THE MONEY SOURCE INC
Apr 26, 2017	Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	2021013917
Deed Book / Page	RE 0655 / 805
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 2, 2021
Property Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181
Document Number	RE0655/805
Book / Page	RE 0655 / 805
Map Reference	MB 7 PG 31
Instrument Date	Nov 24, 2021
Instrument	2021013917
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11819 BOHANNON DR, 11819, EVANSVILLE, IN 47725-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181

Mortgage

Document Number	2021013918
Date	Dec 2, 2021
Instrument	2021013918

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1371/644
Date	Oct 11, 2021
Book Page	MT 1371/644
Instrument	2021011991

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 1, 2022

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181
Transaction Type	Mortgage
Record Updated	Jan 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018000471
Date	Jan 17, 2018
Book Page	MT 1256/001
Instrument	2018000471

Lender

Name	THE MONEY SOURCE INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2047

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Apr 26, 2017
Property Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181
Document Number	RE0623/808
Book / Page	RE 0623 / 808
Map Reference	MB 7 PG 31
Instrument Date	Apr 24, 2017
Instrument	2017004716
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	688 MALLARD LN, 688, HENDERSON, KY 42420-8838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 SUMMIT DR, HENDERSON, KY 42420-5181

Mortgage

Document Number	2017004717
Date	Apr 26, 2017
Instrument	2017004717

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,907.00 (-0.78%)	$172,000 (-)	$172,000 (-)
2023	$1,922.00 (+0.89%)	$172,000 (+23.74%)	$172,000 (+23.74%)
2022	$1,905.00	$139,000	$139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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