2500 Sclaters Ford Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2500 Sclaters Ford Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,526 sqft · built 1948
Lot Size	4.76 acres (207,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Sep 2017)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Apr 2010 Line of Credit Sep 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29 A 31A`

Property Details

APN / Parcel Number

Primary APN	`29 A 31A`
Alternative APN	`5302`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	1,166 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	207,563 sqft (4.76 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5302
Street Address	2500 SCLATERS FORD RD
City	PALMYRA
State	VA
Zip	22963-5082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DB 995-766 AC 4.765
Legal Block	3
Legal Lot Number	A
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	1
Census Block	1039
Census Tract	20300

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2010	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Sep 26, 2017	Deed, Transfer
Jul 13, 2007	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage DAVID R WAGNER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Jul 13, 2007 · Amount on Record
Deed Document Number	20173124
Record Updated	Sep 20, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000814/929
Date	Apr 2, 2010
Book Page	814/929
Instrument	1032

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 26, 2017
Property Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082
Document Number	0001703124
Map Reference	PB 736 PG 138
Instrument Date	Aug 28, 2017
Instrument	1703124
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082
Investor	Possibly a Property Investor

July 2007: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 13, 2007
Property Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082
Document Number	000736/138
Book / Page	736 / 138
Map Reference	DD354 PG835
Instrument Date	Jul 10, 2007
Instrument	3941
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 SCLATERS FORD RD, PALMYRA, VA 22963-5082

Mortgage

Document Number	000736/140
Date	Jul 13, 2007
Book Page	736/140
Instrument	3942

Lender

Name	DAVID R WAGNER
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,400 (-) Land $57,400 Building $175,000	$232,400 (-) Land $57,400 Building $175,000
2025	$1,754.00 (+5.66%)	$232,400 (+18.09%) Land $57,400 Building $175,000	$232,400 (+18.09%) Land $57,400 Building $175,000
2023		$196,800 Land $57,400 Building $139,400	$196,800 Land $57,400 Building $139,400
2022	$1,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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