Fluvanna County property record for 2325 Sclaters Ford Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,196 sqft · built 1995 |
| Lot Size | 32 acres (1,396,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Aug 2024) |
| Tax Bill | $5,241 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29 21 9 |
| Primary APN | 29 21 9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 3,840 sqft |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,404 sqft |
| Finished Basement | 1,404 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,396,185 sqft (32 acres) |
| Terrain | Rolling |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 204 sqft |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13540 |
|---|---|
| Street Address | 2325 SCLATERS FORD RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-5267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | INST 240002208 AC 32.052 BELL ESTATES |
| Legal Subdivision | BELL ESTATES |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | FORK UNION |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 20300 |
2325 Sclaters Ford Rd is owned and occupied by an individual who bought it in August 2024.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2325 SCLATERS FORD RD, PALMYRA, VA 22963-5267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on File |
| Deed Sale | Aug 26, 2024 · Amount on File |
| Deed Document Number | 20242208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Aug 26, 2024 |
| Property Address | 2325 SCLATERS FORD RD, PALMYRA, VA 22963-5267 |
| Document Number | 0240002208 |
| Map Reference | DB 965 PG 469 |
| Instrument Date | Aug 13, 2024 |
| Instrument | 240002208 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2325 SCLATERS FORD RD, PALMYRA, VA 22963-5267 |
| Document Number | 0240002209 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 240002209 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 2325 Sclaters Ford Rd was $5,241.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $694,300 (-) Land $180,200 Building $514,100 | $694,300 (-) Land $180,200 Building $514,100 | |
| 2025 | $5,241.00 | $694,300 Land $180,200 Building $514,100 | $694,300 Land $180,200 Building $514,100 |
| 2023 | $523,100 Land $180,200 Building $342,900 | $523,100 Land $180,200 Building $342,900 | |
| 2022 | $4,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2325 Sclaters Ford Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2325 Sclaters Ford Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures