2500 Cottage Pointe Dr, Riverbank, CA 95367 Property Records

Stanislaus County property record for 2500 Cottage Pointe Dr, Riverbank, CA 95367

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2007
Lot Size	0.087 acres (3,798 sqft)
Owner	Individual Name on Record
Last Sale	$21,500 (May 2026)
Tax Bill	$5,844 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`075-098-048-000`

Property Details

APN / Parcel Number

Primary APN	`075-098-048-000`
Alternative APN	`0759848000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	3,798 sqft (0.087 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2500 COTTAGE POINTE DR
City	RIVERBANK
State	CA
Zip	95367-9479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE COTTAGES AT CROSSROADS (43M08) LOT 48
Legal Subdivision	COTTAGES/CROSSROADS
Legal Block	2
Legal Lot Number	48
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2025
Census Tract	407

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1932 CALUMET WAY, OAKDALE, CA 95361-7783
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Mar 30, 2026	Grant Deed, Transfer
Dec 8, 2025	Intrafamily Transfer, Transfer
Jun 11, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
May 24, 2017	Deed of Trust, Mortgage · Conventional with PMI GURLAL SINGH
May 8, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Jun 11, 2021 · Amount on Record
Deed Document Number	202625189
Prior Transfer Date	Dec 8, 2025
Prior Transfer Doc	0000060569
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 6, 2026
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000025189
Instrument Date	Apr 16, 2026
Instrument	2026.25189
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$2,388.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1932 CALUMET WAY, OAKDALE, CA 95361-7783

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 30, 2026
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000017040
Map Reference	MB 43 PG 8
Instrument Date	Mar 29, 2026
Instrument	2026-0017040
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 8, 2025
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000060569
Map Reference	MB 43 PG 8
Instrument Date	Dec 8, 2025
Instrument	2025-0060569
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 11, 2021
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000055958
Map Reference	MB 43 PG 8
Instrument Date	Jun 9, 2021
Instrument	2021-0055958
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479

Mortgage

Document Number	0000055959
Date	Jun 11, 2021
Instrument	2021-0055959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 13, 2017
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000050722
Map Reference	MAP43 PG8
Instrument Date	Jul 5, 2017
Instrument	2017-0050722
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479

Mortgage

Document Number	0000050723
Date	Jul 13, 2017
Instrument	2017-0050723

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000048833
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 OCTAVE AVE ROSEVILLE CA 957478942, ROSEVILLE, CA 95747-8942

Mortgage

Document Number	0000048833
Date	Jul 6, 2017
Instrument	48833

Lender

Name	GURLAL SINGH
Address	9749 HARRIER WAY, ELK GROVE, CA 95757-8150

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 8, 2017
Property Address	2500 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479
Document Number	0000032893
Instrument Date	May 6, 2017
Instrument	32893
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3105 OCTAVE AVE ROSEVILLE CA 957478942, ROSEVILLE, CA 95747-8942

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,844.00 (-5.39%)	$472,000 (-6.22%) Land $207,000 Building $265,000
2025	$6,177.00 (+4.68%)	$503,330 (+4.04%) Land $184,013 Building $319,317
2023	$5,901.00 (+4.74%)	$483,786 Land $176,868 Building $306,918
2022	$5,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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