Stanislaus County property record for 2524 Cottage Pointe Dr, Riverbank, CA 95367
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,974 sqft · built 2007 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,500 (May 2008) |
| Tax Bill | $4,699 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-098-042-000 |
| Primary APN | 075-098-042-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,974 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2524 COTTAGE POINTE DR |
|---|---|
| City | RIVERBANK |
| State | CA |
| Zip | 95367-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE COTTAGES AT CROSSROADS (43M08) LOT 42 |
| Legal Subdivision | COTTAGES/CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 407 |
2524 Cottage Pointe Dr is owned and occupied by two individuals who bought it in May 2008.
Source: Stanislaus County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2524 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit SAFE CU |
| Mar 7, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAFE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2008 · Amount on File |
| Deed Sale | May 12, 2008 · Amount on File |
| Deed Document Number | 200850446 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0000000016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2524 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2524 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Document Number | 0000057624 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 2022-0057624 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 5, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2524 COTTAGE POINTE DR, RIVERBANK, CA 95367-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015791 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 2018-0015791 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Address | FOLSOM, CA 95630 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Apr 10, 2028 |
The 2026 property tax bill for 2524 Cottage Pointe Dr was $4,699 with a homeowner's exemption, up 2.2% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Riverbank City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,699.00 (+2.15%) Homeowner's exemption | $374,945 (+2%) Land $66,983 Building $307,962 |
| 2025 | $4,600.00 Homeowner's exemption | $367,594 Land $65,670 Building $301,924 |
| 2023 | $4,378.00 (+4.94%) Homeowner's exemption | $353,321 Land $63,121 Building $290,200 |
| 2022 | $4,172.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2524 Cottage Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2524 Cottage Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | 21 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Nov 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures