250 Surf St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 250 Surf St, Morro Bay, CA 93442

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 2,190 sqft · built 1971
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Aug 2012)
Tax Bill	$5,429 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066-022-006`

Property Details

APN / Parcel Number

Primary APN	`066-022-006`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Triplex
Construction Type	Masonry / Concrete Block
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	250 SURF ST
City	MORRO BAY
State	CA
Zip	93442-2071
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	10
Legal Description	CY MB ATAS BCH BL 31 LT 82
Legal Subdivision	ATASCADERO BEACH
Legal Block	31
Legal Lot Number	82
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1045
Census Tract	10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2004, MORRO BAY, CA 93443-2004
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Jun 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2012 · Amount on Record
Deed Sale	Aug 20, 2012 · Amount on Record
Deed Document Number	201246573
Last Transfer Date	May 25, 2021
Transfer Doc	0000039824
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 1, 2021
Property Address	250 SURF ST, MORRO BAY, CA 93442-2071
Document Number	0000039824
Map Reference	MB 3 PG 14
Instrument Date	May 25, 2021
Instrument	2021039824
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2004, MORRO BAY, CA 93443-2004

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 1, 2021
Property Address	250 SURF ST, MORRO BAY, CA 93442-2071
Document Number	0000039825
Map Reference	MB 3 PG 14
Instrument Date	May 25, 2021
Instrument	2021039825
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2004, MORRO BAY, CA 93443-2004

Mortgage

Document Number	0000039826
Date	Jun 1, 2021
Instrument	2021039826

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,407 (+2%) Land $345,407 Building $157,000
2025	$5,429.00 (+3.61%)	$492,557 (+4.04%) Land $338,635 Building $153,922
2023	$5,240.00 (+6.7%)	$473,433 Land $325,487 Building $147,946
2022	$4,911.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Storm And Flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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