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246 Surf St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 246 Surf St, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1953
Lot Size0.053 acres (2,310 sqft)
OwnerCompany Name on Record
Tax Bill$2,043 (2025)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN066-022-008

Property Details

APN / Parcel Number

Primary APN066-022-008

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Lot Area2,310 sqft (0.053 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address246 SURF ST
CityMORRO BAY
StateCA
Zip93442-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionCY MB ATAS BCH BL 31 LT 84
Legal SubdivisionATASCADERO BEACH
Legal Block31
Legal Lot Number84
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1045
Census Tract10603

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 451, SHAFTER, CA 93263-0451
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 26, 2018
Transfer Doc0000045467
Record UpdatedOct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 31, 2018
Property Address246 SURF ST, MORRO BAY, CA 93442-2059
Document Number0000045467
Instrument DateOct 26, 2018
Instrument45467
Transaction TypeTransfer
Record UpdatedNov 12, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address246 SURF ST MORRO BAY CA 934422059, MORRO BAY, CA 93442-2059

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$189,092 (+2%) Land $95,075 Building $94,017
2025$2,043.00 (+3.6%)$185,385 (+4.04%) Land $93,211 Building $92,174
2023$1,972.00 (+6.71%)$178,189 Land $89,593 Building $88,596
2022$1,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims15 (1982–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimMar 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Ranch Wifi
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

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