Essex County property record for 250 Rectory Rd, Loretto, VA 22509 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,176 sqft Living Area |
| Lot Size | 301,000 sqft (6.91 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $174,900 (2022) |
| Tax Bill | $1,445.00 (2026) |
| Primary APN | 11-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,176 sqft Living Area |
| Basement Area | 544 sqft Basement |
| Unfinished Basement | 544 sqft Unfinished |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial Style |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 301,000 sqft (6.91 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 336 sqft Garage |
| Porch Area | 220 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Other Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 7480 |
|---|---|
| Street Address | 250 RECTORY RD |
| City | LORETTO |
| State | VA |
| Zip | 22509-2019 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PARCEL B |
| Legal Subdivision | CHARLES D RACKLEY |
| Jurisdiction | ESSEX VA |
| Minor Civil Division | NORTH |
| Census Blockgroup | 1 |
| Census Block | 1051 |
| Census Tract | 950600 |
Source: Essex County records · APN 11-9
Assessment roll updated October 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEST HOME LENDING LLC |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC |
| Nov 29, 2021 | Gift Deed, Transfer |
| Nov 22, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Deed Doc Number | 20221696 |
| Prior Transfer Date | Nov 26, 2021 |
| Prior Transfer Doc | 0000002086 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 0000000475 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026475 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 0000000475, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026475 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Nov 30, 2022 |
| Property Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 0220001696 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 220001696 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Title Company | HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 0220001697 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 220001697 |
| Name | TIDEWATER HOME FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Nov 29, 2021 |
| Property Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 0210002086 |
| Instrument Date | Nov 26, 2021 |
| Instrument | 210002086 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1711 HOLLINDALE DR, ALEXANDRIA, VA 22306-2408 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX VA |
| Recording Date | Nov 22, 2017 |
| Property Address | 250 RECTORY RD, LORETTO, VA 22509-2019 |
| Document Number | 170001410 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 170001410 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 RECTORY RD, TAPPAHANNOCK, VA 22560 |
Source: Essex County records · Assessment roll updated October 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Essex County |
| Unified School District | Essex County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,445.00 (+0.07%) | $262,700 (-) Land $54,900 Building $207,800 | $262,700 (-) Land $54,900 Building $207,800 |
| 2025 | $1,444.00 (-2.17%) | $262,700 (+24.2%) Land $54,900 Building $207,800 | $262,700 (+24.2%) Land $54,900 Building $207,800 |
| 2023 | $1,476.00 | $211,509 Land $40,709 Building $170,800 | $211,509 Land $40,709 Building $170,800 |
250 Rectory Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (51057C), updated October 20, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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