240 Rectory Rd, Loretto, VA 22509 Property Records

Essex County property record for 240 Rectory Rd, Loretto, VA 22509 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1983
Square Footage	3,818 sqft Living Area
Lot Size	100,449 sqft (2.3 acres)
Occupancy	Owner Occupied
Last Sale	$316,000 (2021)
Tax Bill	$1,695.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`11-9A`
Alternative APN	`10323`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	3,818 sqft Living Area
Basement Area	400 sqft Basement
Unfinished Basement	400 sqft Unfinished
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1983
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	100,449 sqft (2.3 acres)

Exterior Amenities

Patio Area	28 sqft Patio
Porch Area	392 sqft Porch
Topography	Rolling Topography
Storage Building	168 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Other Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	10323
Street Address	240 RECTORY RD
City	LORETTO
State	VA
Zip	22509-2019
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PARCEL A
Jurisdiction	ESSEX VA
Minor Civil Division	NORTH
Census Blockgroup	1
Census Block	1051
Census Tract	950600

Owner

Source: Essex County records · APN 11-9A

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	240 RECTORY RD, LORETTO, VA 22509-2019
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Deed Doc Number	20212178
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX VA
Recording Date	Dec 15, 2021
Property Address	240 RECTORY RD, LORETTO, VA 22509-2019
Document Number	0210002178
Instrument Date	Dec 10, 2021
Instrument	210002178
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 RECTORY RD, LORETTO, VA 22509-2019

Mortgage

Document Number	0210002179
Date	Dec 15, 2021
Instrument	210002179

Lender

Name	CHRISTENSEN FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Oct 08, 2041

Interest

Rate Type	Fixed Rate
Rate	4.49%

Tax Assessment & Valuation

Source: Essex County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,695.00	$308,200 (-) Land $36,100 Building $272,100	$308,200 (-) Land $36,100 Building $272,100
2025	$1,695.00 (-6.92%)	$308,200 (+23.5%) Land $36,100 Building $272,100	$308,200 (+23.5%) Land $36,100 Building $272,100
2023	$1,821.00	$249,564 Land $25,224 Building $224,340	$249,564 Land $25,224 Building $224,340

Flood & Wildfire

240 Rectory Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Essex County (51057C), updated October 20, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 29th in Virginia
Wildfire Likelihood	Low — about 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.