250 Oates Loop, Jessieville, AR 71949 Property Records

Garland County property record for 250 Oates Loop, Jessieville, AR 71949

Property Summary

Property Type	Rural Home
Details	3.5 ba · 3,504 sqft · built 2020
Lot Size	17.8 acres (778,853 sqft)
Owner	2 Individual Names on File
Last Sale	$536,000 (Feb 2021)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-03067-000`

Property Details

APN / Parcel Number

Primary APN	`100-03067-000`
Alternative APNs	`1070737.0` `14739`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,504 sqft Living Area
1st Floor Area	2,928 sqft
Upper Floors Area	576 sqft
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	778,853 sqft (17.8 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Patio Area	72 sqft
Utility Building	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	250 OATES LOOP
City	JESSIEVILLE
State	AR
Zip	71949-8533
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NW SE
Legal Range	19W
Legal Township	01N
Legal Section	18
Legal Subdivision	W
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	4
Census Block	4056
Census Tract	12001

Owner

250 Oates Loop, a rural home, is owned and occupied by two individuals who bought it in February 2021.

Source: Garland County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	250 OATES LOOP, JESSIEVILLE, AR 71949-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SIMMONS BANK
Oct 1, 2020	Loan Modification, Mortgage CITIZENS BK
Dec 7, 2018	Deed of Trust, Mortgage · Line of Credit SIMMONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on File
Deed Sale	Feb 4, 2021 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Book / Page	4259 / 945
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	4091000836
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 4, 2021
Property Address	250 OATES LOOP, JESSIEVILLE, AR 71949-8533
Document Number	0042590945
Book / Page	4259 / 945
Instrument Date	Jan 25, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	COMMERCE TITLE AND CLOSING SERVICES, COMMERCE TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,768.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 OATES LOOP, JESSIEVILLE, AR 71949-8533

Mortgage

Document Number	0004259950
Date	Feb 4, 2021
Instrument	4259/950

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARLAND AR
Property Address	250 OATES LOOP, JESSIEVILLE, AR 71949-8533
Document Number	0042180114
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3425 BUCKHORN TRL LITTLE ROCK AR 722114478, LITTLE ROCK, AR 72211-4478

Mortgage

Document Number	0042180114
Date	Oct 16, 2020
Book Page	004218/000114

Lender

Name	CITIZENS BK
Type	Bank
Address	HOT SPRINGS, AR 71913-7253

Agreement

Term	12 Months
Due	Oct 15, 2021

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	250 OATES LOOP, JESSIEVILLE, AR 71949-8533
Document Number	0040080566
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TBD W MAINHAUL RD JESSIEVILLE AR 71949, JESSIEVILLE, AR 71949

Mortgage

Document Number	0040080566
Date	Dec 11, 2018
Book Page	004008/000566

Lender

Name	SIMMONS BK
Address	LITTLE ROCK, AR 72223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 10, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 250 Oates Loop was $3,494 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Jessieville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 Homeowner's exemption	$95,450 Land $2,310 Building $93,140
2023	$3,612.00 Homeowner's exemption	$95,450 Land $2,310 Building $93,140	$477,250 Land $11,550 Building $465,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 250 Oates Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Oates Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oates Loop

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