242 Oates Loop, Jessieville, AR 71949 Property Records

Garland County property record for 242 Oates Loop, Jessieville, AR 71949

Property Summary

Property Type	Rural Home
Details	2 ba · 1,604 sqft · built 2017
Lot Size	11.2 acres (487,872 sqft)
Owner	2 Individual Names on File
Tax Bill	$789 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-03068-000`

Property Details

APN / Parcel Number

Primary APN	`100-03068-000`
Alternative APNs	`1055418.0` `14740`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	487,872 sqft (11.2 acres)
Garage Type	Attached
Garage Area	884 sqft
Driveway	Asphalt Driveway
Driveway Area	2,080 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	242 OATES LOOP
City	JESSIEVILLE
State	AR
Zip	71949-8533
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SW SE
Legal Range	19W
Legal Township	01N
Legal Section	18
Legal Subdivision	W
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	4
Census Block	4056
Census Tract	12001

Owner

242 Oates Loop, a rural home, is owned and occupied by two individuals who acquired it in July 1986.

Source: Garland County records, as of October 16, 2025

Owner of Record	2 Individual Names on File
Mailing Address	242 OATES LOOP, JESSIEVILLE, AR 71949-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2017	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
Feb 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 1986
Deed Sale	Jul 12, 1986
Deed Book / Page	1755 / 212
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	242 OATES LOOP, JESSIEVILLE, AR 71949-8533
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COMMERCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038540010
Date	Jun 14, 2017
Book Page	3854/0010

Lender

Name	SIMMONS BANK
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	242 OATES LOOP, JESSIEVILLE, AR 71949-8533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041220176
Date	Jan 17, 2020
Book Page	4122/0176

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	242 OATES LOOP, JESSIEVILLE, AR 71949-8533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042050803
Date	Sep 18, 2020
Book Page	4205/803

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARLAND AR
Recording Date	Feb 8, 2019
Property Address	242 OATES LOOP, JESSIEVILLE, AR 71949-8533
Document Number	0040220163
Book / Page	004022 / 000163
Instrument Date	Feb 4, 2019
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	219 OATES LOOP JESSIEVILLE AR 719498534, JESSIEVILLE, AR 71949-8534

Tax Assessment & Valuation

The 2025 property tax bill for 242 Oates Loop was $789 with a homeowner's exemption.

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Jessieville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 Homeowner's exemption	$50,850 Land $2,820 Building $48,030
2023	$945.00 Homeowner's exemption	$50,850 Land $2,820 Building $48,030	$254,250 Land $14,100 Building $240,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Oates Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Oates Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	N GARLAND CO REG WATER DIST serves 7,913 people · EPA ID AR0000867
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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