250 N Commerce St, Seneca, IL 61360 Property Records

LaSalle County property record for 250 N Commerce St, Seneca, IL 61360

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,572 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2017)
Tax Bill	$3,551 (2025)
Deeds & Mortgages	Apr 2017 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-24-312-001`

Property Details

APN / Parcel Number

Primary APN	`24-24-312-001`
Alternative APN	`20-24-353-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	250 N COMMERCE ST
City	SENECA
State	IL
Zip	61360-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNDERHILLS ADD, LT 1 & N25' LT 2 BLK 1 SEC 24-33-5
Legal Range	05
Legal Township	33
Legal Section	24
Legal Subdivision	UNDERHILLS ADD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	3
Census Block	3013
Census Tract	962400

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 N COMMERCE ST, SENECA, IL 61360-9454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2017	Deed, Transfer FIDELITY NATIONAL TITLE
Apr 20, 2017	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 7, 2009
Deed Document Number	20175358
Prior Transfer Date	Jan 20, 2015
Prior Transfer Doc	201501393
Record Updated	Oct 29, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 20, 2017
Property Address	250 N COMMERCE ST, SENECA, IL 61360-9454
Document Number	201705358
Map Reference	MB H PG 24
Instrument Date	Mar 31, 2017
Instrument	201705358
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 COMMERCE ST, SENECA, IL 61360

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Apr 20, 2017
Property Address	250 N COMMERCE ST, SENECA, IL 61360-9454
Document Number	0201705358
Map Reference	MB H PG 24
Instrument Date	Mar 31, 2017
Instrument	201705358
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 COMMERCE ST, SENECA, IL 61360-9454
Investor	Possibly a Property Investor

Mortgage

Document Number	0201705359
Date	Apr 20, 2017
Instrument	201705359

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,551.00 (+17.82%)	$61,444 (+20.15%) Land $8,505 Building $52,939	$184,332 (+20.15%) Land $25,515 Building $158,817
2024	$3,014.00	$51,140 (-0.21%) Land $7,079 Building $44,061	$153,420 (-0.21%) Land $21,237 Building $132,183
2023		$51,248 (+108.01%) Land $7,094 Building $44,154	$153,744 (+108.01%) Land $21,282 Building $132,462
2022		$24,637 Land $6,089 Building $18,548	$73,911 Land $18,267 Building $55,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1992–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA serves 2,353 people · EPA ID IL0991050
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kraus Electronic Systems Cable	2,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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