249 N Commerce St, Seneca, IL 61360 Property Records

LaSalle County property record for 249 N Commerce St, Seneca, IL 61360 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,541 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Mar 2025)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-24-311-010`

Property Details

APN / Parcel Number

Primary APN	`24-24-311-010`
Alternative APN	`20-24-352-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,541 sqft Total Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	249 N COMMERCE ST
City	SENECA
State	IL
Zip	61360-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOSSACKS SUB OF BLK 2, LT 1 SEC 24-33-5
Legal Range	05
Legal Township	33
Legal Section	24
Legal Subdivision	HOSSACKS SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	LASALLE IL
Township / Civil Division	MANLIUS
Census Block Group	3
Census Block	3018
Census Tract	962400

Owner

Source: LaSalle County records · APN 24-24-311-010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	249 N COMMERCE ST, SENECA, IL 61360-9454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed, Transfer · Conventional Mortgage FIRST MIDWEST BANK
May 07, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 2025 · Amount on Record
Deed Sale	Mar 14, 2025 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20252406
Prior Transfer Date	Nov 09, 2020
Prior Transfer Doc	202017835
Record Updated	Sep 20, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LASALLE IL
Recording Date	Nov 16, 2020
Property Address	249 N COMMERCE ST, SENECA, IL 61360-9454
Document Number	202017835
Instrument Date	Nov 09, 2020
Instrument	2020-17835
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6703 W DUPONT RD, 6703, MORRIS, IL 60450-8411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 N COMMERCE ST, SENECA, IL 61360-9454

Mortgage

Document Number	202017836
Date	Nov 16, 2020
Instrument	2020-17836

Lender

Name	FIRST MIDWEST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	May 07, 2020
Property Address	249 N COMMERCE ST, SENECA, IL 61360-9454
Document Number	202006273
Instrument Date	May 06, 2020
Instrument	202006273
Transaction Type	Transfer
Record Updated	Jun 07, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 695, SENECA, IL 61360-0695

Tax Assessment & Valuation

Source: LaSalle County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Manlius Township
Municipality	Seneca Village
Elementary School District	Seneca Community Consolidated School District 170 (PK - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00 (+17.88%)	$60,462 (+20.15%) Land $6,727 Building $53,735	$181,386 (+20.15%) Land $20,181 Building $161,205
2024	$2,959.00	$50,322 (-0.21%) Land $5,599 Building $44,723	$150,966 (-0.21%) Land $16,797 Building $134,169
2023		$50,428 (+33.26%) Land $5,611 Building $44,817	$151,284 (+33.26%) Land $16,833 Building $134,451
2022		$37,842 Land $4,871 Building $32,971	$113,526 Land $14,613 Building $98,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, LaSalle County (17099C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170999624003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1992–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2021, rainfall accumulation
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Kraus Electronics Systems	Cable	2,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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