Sumter County property record for 250 E Emerald Lake Dr, Sumter, SC 29153 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,798 sqft · built 2008 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-00-02-079 |
| Primary APN | 242-00-02-079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,798 sqft Living Area |
| 1st Floor Area | 2,798 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 206,910 sqft (4.75 acres) |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 45664 |
|---|---|
| Old Parcel Number | 242 00 02 079 |
| Street Address | 250 E EMERALD LAKE DR |
| City | SUMTER |
| State | SC |
| Zip | 29153-8670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 PB89-431 4.75 AC |
| Legal Subdivision | EMERALD LAKE |
| Legal Lot Number | 24 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 402 |
Source: Sumter County records · APN 242-00-02-079
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Line of Credit SAFE FCU |
| May 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage CLICK N CLOSE INC |
| Apr 30, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2008 |
| Deed Sale | Oct 23, 2008 |
| Prior Sale | Oct 17, 2005 · Amount on Record |
| Deed Document Number | 0000114709 |
| Deed Book / Page | 1001 / 001354 |
| Prior Transfer Date | Oct 22, 2008 |
| Prior Transfer Doc | 1114000709 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0013194234 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 1319/4234 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 09, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Transaction Type | Mortgage |
| Record Updated | Jun 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Document Number | 0013143838 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 1314/3838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Document Number | 0013102680 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 1310/2680 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012545449 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 1254/5449 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 250 E EMERALD LAKE DR, SUMTER, SC 29153-8670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0012770699 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 1277/699 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 01, 2042 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+7.32%) | $12,200 (+6.64%) Land $2,051 Building $10,149 | $310,925 (+2.98%) Land $52,250 Building $258,675 |
| 2023 | $11,440 (-) Land $1,450 Building $9,990 | $301,925 (-) Land $52,250 Building $249,675 | |
| 2022 | $1,775.00 | $11,440 Land $1,450 Building $9,990 | $301,925 Land $52,250 Building $249,675 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 5 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force 4 of 5 on primary residences |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015, river or lake flooding, Severe Storms And Flooding |
| Wildfire Risk | Moderate above 63% of the US · above 83% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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