215 E Emerald Lake Dr, Sumter, SC 29153 Property Records

Sumter County property record for 215 E Emerald Lake Dr, Sumter, SC 29153 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,138 sqft · built 2006
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$357,500 (Jul 2024)
Tax Bill	$1,540 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-02-150`

Property Details

APN / Parcel Number

Primary APN	`242-00-02-150`
Alternative APN	`45720`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	2,138 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered/Finished Porch
Utility Building	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	45720
Street Address	215 E EMERALD LAKE DR
City	SUMTER
State	SC
Zip	29153-7426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 PB04-211 1.75 AC PB93-301
Legal Subdivision	EMERALD LAKE
Legal Lot Number	20
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER NORTHEAST
Census Block Group	1
Census Block	1019
Census Tract	402

Owner

Source: Sumter County records · APN 242-00-02-150

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Nov 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Jun 29, 2011 · Amount on Record
Deed Document Number	2024
Deed Book / Page	1328 / 5635
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	1003000576
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426
Transaction Type	Mortgage
Record Updated	Apr 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426

Mortgage

Document Number	0013250989
Date	Mar 26, 2024
Book Page	1325/989

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012310450
Date	Mar 14, 2017
Book Page	1231/0450

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 09, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012602646
Date	Oct 01, 2019
Book Page	1260/2646

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	215 E EMERALD LAKE DR, SUMTER, SC 29153-7426
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012935471
Date	Nov 09, 2021
Book Page	1293/5471

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,540.00 (+4.34%)	$11,780 (+25.05%) Land $2,240 Building $9,540	$294,361 (+25.01%) Land $56,000 Building $238,361
2023		$9,420 (-) Land $2,240 Building $7,180	$235,469 (-) Land $56,000 Building $179,469
2022	$1,476.00	$9,420 Land $2,240 Building $7,180	$235,469 Land $56,000 Building $179,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 77% of South Carolina
Wildfire Likelihood	About 1 in 654 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Telephone Cooperative, Inc. (SC)	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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