250 Bowers Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 250 Bowers Rd, Toccoa, GA 30577

Property Summary

Property Type	Mobile Home
Details	2,280 sqft · built 2009
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2019)
Tax Bill	$552 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060 088A`

Property Details

APN / Parcel Number

Primary APN	`060 088A`
Alternative APN	`223155`

Interior

Stories	1 Story
Building Area	2,280 sqft Gross Area
Flooring	Other

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	42 sqft
Patio Area	42 sqft
Utility Building	500 sqft
Pole Barn	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	223155
Street Address	250 BOWERS RD
City	TOCCOA
State	GA
Zip	30577-8246
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RS
Legal Description	OFF WHITWORTH CIR
Legal Subdivision	0400 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	1
Census Block	1025
Census Tract	970402

Owner

250 Bowers Rd, a mobile home, is owned and occupied by an individual who bought it in February 2019.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	250 BOWERS RD, TOCCOA, GA 30577-8246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM
Feb 19, 2019	Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L
Mar 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2019 · Amount on File
Deed Sale	Feb 11, 2019 · Amount on File
Deed Document Number	2019135
Deed Book / Page	1171 / 114
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	250 BOWERS RD, TOCCOA, GA 30577-8246
Document Number	0012320039
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	MERIDIAN NATIONAL TITLE, MERIDIAN NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BOWERS RD TOCCOA GA 305778246, TOCCOA, GA 30577-8246

Mortgage

Document Number	0012320039
Date	Dec 8, 2020
Book Page	001232/000039

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 19, 2019
Property Address	250 BOWERS RD, TOCCOA, GA 30577-8246
Document Number	0011710114
Book / Page	001171 / 000114
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BOWERS RD TOCCOA GA 305778246, TOCCOA, GA 30577-8246

Mortgage

Document Number	11710115
Date	Feb 19, 2019
Book Page	001171/000115

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 11, 2019
Property Address	250 BOWERS RD, TOCCOA, GA 30577-8246
Document Number	0011720473
Book / Page	001172 / 000473
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BOWERS RD TOCCOA GA 305778246, TOCCOA, GA 30577-8246

Tax Assessment & Valuation

The 2025 property tax bill for 250 Bowers Rd was $552 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$552.00 Homeowner's exemption	$23,146 Land $5,040 Building $18,106	$57,865 Land $12,600 Building $45,265
2023	$649.00 (-9.61%) Homeowner's exemption	$23,831 (-1.31%) Land $5,040 Building $18,791	$59,578 (-1.31%) Land $12,600 Building $46,978
2022	$718.00 Homeowner's exemption	$24,147 Land $5,040 Building $19,107	$60,367 Land $12,600 Building $47,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 250 Bowers Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Bowers Rd is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

May also be available: AT&T, HTC, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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