Stephens County property record for 172 Bowers Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1990 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060 076 |
| Primary APN | 060 076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Heated Area |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,760 sqft (2.91 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 318 sqft |
| Carport | Carport |
| Carport Area | 318 sqft |
| Lean-To | 400 sqft |
| Utility Building | 50 sqft |
| Pole Barn | 1,600 sqft |
| Cooling System | Central |
|---|
| Account Number | 223175 |
|---|---|
| Street Address | 172 BOWERS RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | OFF WHITWORTH CIRCLE |
| Legal Subdivision | 0400 - PRIMARY - SF |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970402 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 172 BOWERS RD, TOCCOA, GA 30577-8277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2003 |
| Deed Sale | Jun 20, 2003 |
| Last Transfer Date | May 19, 2005 |
| Transfer Doc | 0007110214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 172 BOWERS RD, TOCCOA, GA 30577-8277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 172 BOWERS RD, TOCCOA, GA 30577-8277 |
| Document Number | 0012610000000472 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 0000001261/0000000472 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,000.00 (+25.16%) Homeowner's exemption | $46,293 (+60.34%) Land $4,952 Building $41,341 | $115,733 (+60.34%) Land $12,381 Building $103,352 |
| 2023 | $799.00 (-1.96%) Homeowner's exemption | $28,872 (+5.4%) Land $4,952 Building $23,920 | $72,180 (+5.4%) Land $12,381 Building $59,799 |
| 2022 | $815.00 Homeowner's exemption | $27,392 Land $4,952 Building $22,440 | $68,481 Land $12,381 Building $56,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
May also be available: AT&T, HTC, Verizon.
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