25 Windward Ter, Placida, FL 33946 Property Records

Charlotte County property record for 25 Windward Ter, Placida, FL 33946 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	2,054 sqft Living Area
Lot Size	7,516 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$189,000 (2014)
Tax Bill	$2,930.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-20-34-406-001`
Alternative APNs	`0076818-006350-5` `10004660911`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,054 sqft Living Area
Gross Area	2,784 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1992
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Material	Ceramic tile Roof
Lot Area	7,516 sqft (0.172 acres)
Driveway	1 Driveway
Driveway Area	1 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	456 sqft Garage
Sprinklers	Installed Lawn/Plantings Watering System Sprinklers
Porch	1 Porch
Porch Area	274 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	10004660911
Old Parcel Number	00768180063505
Street Address	25 WINDWARD TER
City	PLACIDA
State	FL
Zip	33946-2342
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CHW 000 0000 085A CAPE HAZE WINDWARD LT 85A AKA A PORTION OF LT 85 1244/1853 1407/1275 2217/1303 PR12-287-RMH
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE
Legal Lot Number	85
Jurisdiction	CHARLOTTE FL
Minor Civil Division	GROVE CITY-ROTONDA
Census Blockgroup	1
Census Block	1031
Census Tract	30504

Owner

Source: Charlotte County records · APN 41-20-34-406-001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	25 WINDWARD TER, PLACIDA, FL 33946-2342
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2014 · Amount on Record
Deed Sale	Apr 22, 2014 · Amount on Record
Prior Sale	May 12, 2003
Deed Doc Number	2260476
Deed Book / Page	3859 / 1719
Record Refreshed	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25 WINDWARD TER, PLACIDA, FL 33946-2342
Document Number	0042221793
Book / Page	004222 / 001793
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 08, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	25 WINDWARD TER PLACIDA FL 339462342, PLACIDA, FL 33946-2342

Mortgage

Document Number	0042221793
Date	Jul 26, 2017
Book Page	004222/001793
Instrument	2540950

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (+176.68%) Homeowner's exemption	$231,877 (+451.16%)	$289,802 (-5.47%) Land $51,001 Building $238,801
2023	$1,059.00 (-7%) Homeowner's exemption	$42,071 (-80.19%)	$306,587 (+11.19%) Land $56,001 Building $250,586
2022	$3,530.00 Homeowner's exemption	$212,407	$275,734 Land $38,250 Building $237,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.