25 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 25 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,373 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,500 (Dec 2011)
Tax Bill	$7,633 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00043`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00043`
Alternative APNs	`4800042000800043` `10070`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	659 sqft
Upper Floors Area	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10070
Street Address	25 WILLOW LN
City	SPRING LAKE
State	NJ
Zip	07762-2196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ADDITIONAL LOTS: 43.01
Legal Subdivision	FAIRWAYS MEWS PH 06 SEC 02
Legal Block	42.8
Legal Lot Number	43
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1006
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 WINAY TER, LONG VALLEY, NJ 07853-3573
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2011 · Amount on Record
Deed Sale	Dec 8, 2011 · Amount on Record
Prior Sale	Jan 31, 2005 · Amount on Record
Deed Document Number	2011112678
Deed Book / Page	8921 / 920
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	25 WILLOW LN, SPRING LAKE, NJ 07762-2196
Document Number	0000078130
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 WILLOW LN SPRING LAKE NJ 077622196, SPRING LAKE, NJ 07762-2196

Mortgage

Document Number	0000078130
Date	Jul 21, 2020
Book Page	009428/001748
Instrument	78130

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$858,900 (+15.23%) Land $634,000 Building $224,900	$858,900 (+15.23%) Land $634,000 Building $224,900
2025	$7,633.00 (+5.4%)	$745,400 (+15%) Land $522,500 Building $222,900	$745,400 (+15%) Land $522,500 Building $222,900
2024	$7,242.00 (+8.09%)
2023		$648,200 Land $434,500 Building $213,700	$648,200 Land $434,500 Building $213,700
2022	$6,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20