19 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 19 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,373 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	2 Individual Names on File
Last Sale	$751,000 (Jan 2026)
Tax Bill	$7,344 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00040`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00040`
Alternative APNs	`4800042000800040` `10040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,373 sqft Living Area
1st Floor Area	659 sqft
Upper Floors Area	714 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10040
Street Address	19 WILLOW LN
City	SPRING LAKE
State	NJ
Zip	07762-2185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FAIRWAY MEWS PH IV CONDO UNIT 5 BLDG 33 NIT 1A
Legal Subdivision	FAIRWAY MEWS
Legal Block	42.8
Legal Lot Number	40
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1006
Census Tract	808901

Owner

19 Willow Ln is owned and occupied by two individuals who bought it in January 2026.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 WILLOW LN, SPRING LAKE, NJ 07762-2185
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jul 13, 2015 · Amount on File
Deed Document Number	20269469
Deed Book / Page	9777 / 7533
Prior Transfer Date	Jul 6, 2015
Prior Transfer Doc	0000063097
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 30, 2026
Property Address	19 WILLOW LN, SPRING LAKE, NJ 07762-2185
Document Number	0097777533
Book / Page	9777 / 7533
Instrument Date	Jan 29, 2026
Instrument	2026009469
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	REECH TITLE COMPANY LLC, REGENCY TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,785.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 POINT AVE, BRICK, NJ 08724-4855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WILLOW LN, SPRING LAKE, NJ 07762-2185

Mortgage

Document Number	2026009470
Date	Jan 30, 2026
Instrument	2026009470

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 19 Willow Ln was $7,344, up 5.7% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$830,500 (+15.8%) Land $634,000 Building $196,500	$830,500 (+15.8%) Land $634,000 Building $196,500
2025	$7,344.00 (+5.65%)	$717,200 Land $522,500 Building $194,700	$717,200 Land $522,500 Building $194,700
2024	$6,951.00
2023		$621,100 Land $434,500 Building $186,600	$621,100 Land $434,500 Building $186,600
2022	$6,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20