25 Willard St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 25 Willard St, Nantucket, MA 02554

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details5 bd · 4.5 ba · 2,195 sqft · built 1900
Lot Size0.465 acres (20,246 sqft)
OwnerCompany Name on Record
Last Sale$650,000 (Sep 2024)
Tax Bill$19,196 (2026)
Deeds & MortgagesAug 2025 Mortgage
Sep 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNNANT M:00029 P:00033

Property Details

APN / Parcel Number

Primary APNNANT M:00029 P:00033
Alternative APN
  • 844

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,195 sqft Living Area
Gross Area3,002 sqft
1st Floor Area1,201 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,246 sqft (0.465 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number844
Street Address25 WILLARD ST
CityNANTUCKET
StateMA
Zip02554-2298
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR1
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group2
Census Block2026
Census Tract950100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1314 RUGBY RD, CHARLOTTESVILLE, VA 22903-1239
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 15, 2023Deed, Transfer · Stand-Alone First Mortgage
MECHANICS COOPERATIVE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleSep 15, 2023 · Amount on Record
Deed Book / Page1988 / 48
Prior Transfer DateSep 12, 2024
Prior Transfer Doc0001988-48
Record UpdatedOct 29, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address25 WILLARD ST, NANTUCKET, MA 02554-2298
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002023-128
DateAug 13, 2025
Book Page2023/128
Instrument1681
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateSep 1, 2028
IndexOther

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionNANTUCKET MA
Recording DateSep 15, 2023
Property Address25 WILLARD ST, NANTUCKET, MA 02554-2298
Document Number001948-253
Book / Page1948 / 253
Instrument DateSep 12, 2023
Instrument1644
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 AMELIA DR, NANTUCKET, MA 02554-6098

Mortgage

Document Number0000001647
DateSep 15, 2023
Instrument1647
Lender
NameMECHANICS COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,196.00 (+44.91%)$6,152,600 (+52.34%) Land $2,607,300 Building $3,545,300$5,863,815
2025$13,247.00 (+25.71%)$4,038,800 (+19.96%) Land $2,272,100 Building $1,766,700
2024$10,538.00 (+17.25%)$3,366,900 (+20.25%) Land $2,314,200 Building $1,052,700
2023$8,988.00$2,799,900 Land $2,208,300 Building $591,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 319 individual policies
Nearby Flood Policies357 units insured
incl. 38 condo units
Nearby Flood Claims380 (1978–2026)
Claims Outside the SFHA20 of 380
Most Recent ClaimFeb 2026 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 99 claims
  • Winter Coastal Storm, Dec 1992 · 71 claims
  • Coastal Storm, Oct 1991 · 118 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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