Nantucket County and Nantucket Town property record for 20 Willard St, Nantucket, MA 02554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 991 sqft · built 1960 |
| Lot Size | 0.041 acres (1,781 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,475,000 (Jun 2019) |
| Tax Bill | $6,508 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Jun 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | NANT M:00029 P:00078 |
| Primary APN | NANT M:00029 P:00078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 991 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 566 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 1,781 sqft (0.041 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 895 |
|---|---|
| Street Address | 20 WILLARD ST |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-2299 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Nantucket County and Nantucket Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5700 KENNETT PIKE, WILMINGTON, DE 19807-1312 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 23, 2017 | Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK |
| Jun 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 27, 2019 | Quit Claim Deed, Transfer CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on Record |
| Deed Sale | Jun 27, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2005 · Amount on Record |
| Deed Book / Page | 1699 / 113 |
| Last Transfer Date | Jun 22, 2020 |
| Transfer Doc | 1752-146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 20 WILLARD ST, NANTUCKET, MA 02554-2299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1584-134 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 1584/134 |
| Instrument | 877 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Jun 30, 2020 |
| Property Address | 20 WILLARD ST, NANTUCKET, MA 02554-2299 |
| Document Number | 1752-146 |
| Book / Page | 001752 / 000146 |
| Instrument Date | Jun 22, 2020 |
| Instrument | 1485 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20 WILLARD ST NANTUCKET MA 025542299, NANTUCKET, MA 02554-2299 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Jun 27, 2019 |
| Property Address | 20 WILLARD ST, NANTUCKET, MA 02554-2299 |
| Document Number | 1699-113 |
| Book / Page | 001699 / 000113 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 1651 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,726.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5700 KENNETT PIKE WILMINGTON DE 198071312, WILMINGTON, DE 19807-1312 |
| Document Number | 1699-117 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 001699/000117 |
| Instrument | 1653 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,508.00 (+5.26%) | $2,085,900 (+10.65%) Land $1,625,500 Building $460,400 | $2,643,803 |
| 2025 | $6,183.00 (+4.18%) | $1,885,100 (-0.58%) Land $1,406,700 Building $478,400 | |
| 2024 | $5,935.00 (+7.73%) | $1,896,100 (+10.48%) Land $1,432,700 Building $463,400 | |
| 2023 | $5,509.00 | $1,716,300 Land $1,364,600 Building $351,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 319 individual policies |
| Nearby Flood Policies | 357 units insured incl. 38 condo units |
| Nearby Flood Claims | 380 (1978–2026) |
| Claims Outside the SFHA | 20 of 380 |
| Most Recent Claim | Feb 2026 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 67 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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