Worcester County and Oxford Town property record for 25 Whiting Rd, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,331 sqft · built 1973 |
| Lot Size | 3.34 acres (145,813 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,796 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:48 B:A10 |
| Primary APN | OXFO M:48 B:A10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,331 sqft Living Area |
| Gross Area | 3,000 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 145,813 sqft (3.34 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 48A10 |
|---|---|
| Street Address | 25 WHITING RD |
| City | OXFORD |
| State | MA |
| Zip | 01540-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | A10 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 753100 |
25 Whiting Rd is owned and occupied by an individual who acquired it in November 2018.
Source: Worcester County and Oxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jan 14, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Nov 1, 2018 | Quit Claim Deed, Transfer |
| May 22, 2017 | Quit Claim Deed, Transfer VILLAGE MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2018 |
| Deed Sale | Nov 1, 2018 |
| Deed Document Number | 2018116620 |
| Deed Book / Page | 59635 / 261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Apr 16, 2026 |
| Property Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Document Number | 073455-169 |
| Book / Page | 73455 / 169 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202629340 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Document Number | 0000029340, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 73455/169 |
| Instrument | 202629340 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 66268-161 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 66268/161 |
| Instrument | 142766 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59933-149 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 59933/149 |
| Instrument | 3590 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Nov 1, 2018 |
| Property Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Document Number | 59635-261 |
| Book / Page | 059635 / 000261 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 116620 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 WHITING RD OXFORD MA 015402035, OXFORD, MA 01540-2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | May 22, 2017 |
| Property Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Document Number | 57146-309 |
| Book / Page | 57146 / 309 |
| Instrument | 51650 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $38.38 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25 WHITING RD, OXFORD, MA 01540-2035 |
| Document Number | 57146-312 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 57146/312 |
| Instrument | 51651 |
| Name | VILLAGE MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
The 2026 property tax bill for 25 Whiting Rd was $5,796, up 10,633.3% from the year before.
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,796.00 (+10,633.33%) | $473,900 (+9.85%) Land $136,200 Building $337,700 | $459,131 (-9.5%) |
| 2025 | $54.00 (-99.03%) | $431,400 (+4.94%) Land $130,500 Building $300,900 | $507,300 |
| 2024 | $5,542.00 (+1.65%) | $411,100 (+2.85%) Land $124,300 Building $286,800 | |
| 2023 | $5,452.00 | $399,700 Land $118,900 Building $280,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Whiting Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 25 Whiting Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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