20 Whiting Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 20 Whiting Rd, Oxford, MA 01540

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,418 sqft · built 2000
Lot Size5.05 acres (220,301 sqft)
Owner2 Individual Names on File
Last Sale$551,500 (Sep 2020)
Tax Bill$8,508 (2026)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48C06.02

Property Details

APN / Parcel Number

Primary APN48C06.02
Alternative APN
  • OXFO M:48 B:C06.02

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,418 sqft Living Area
Gross Area7,195 sqft
1st Floor Area2,126 sqft
Basement Area2,303 sqft
Unfinished Basement1,352 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area220,301 sqft (5.05 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number48C06.02
Street Address20 WHITING RD
CityOXFORD
StateMA
Zip01540-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal BlockC06.02
JurisdictionOXFORD MA
Township / Civil DivisionOXFORD
Census Block Group3
Census Block3037
Census Tract753100

Owner

20 Whiting Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 WHITING RD, OXFORD, MA 01540-2030
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2020 · Amount on File
Deed SaleSep 30, 2020 · Amount on File
Prior SaleMar 22, 1999 · Amount on File
Deed Document Number2020114953
Deed Book / Page63389 / 354
Prior Transfer DateSep 19, 2020
Prior Transfer Doc63389-354
Record UpdatedOct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOXFORD MA
Recording DateSep 30, 2020
Property Address20 WHITING RD, OXFORD, MA 01540-2030
Document Number63389-354
Book / Page63389 / 354
Instrument DateSep 19, 2020
Instrument114953
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20 WHITING RD, OXFORD, MA 01540-2030
InvestorPossibly a Property Investor

Mortgage

Document Number114954
DateSep 30, 2020
Instrument114954
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Whiting Rd was $8,508, up 10,535% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionOxford Town
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,508.00 (+10,535%)$695,700 (+9.08%) Land $144,400 Building $551,300$652,508 (-12.77%)
2025$80.00 (-99.05%)$637,800 (+2.18%) Land $138,300 Building $499,500$748,030
2024$8,414.00 (-9.8%)$624,200 (-8.73%) Land $132,100 Building $492,100
2023$9,328.00$683,900 Land $126,400 Building $557,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Whiting Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Whiting Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Whiting Rd

Nearby Streets

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