25 Walnut St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 25 Walnut St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,163 sqft · built 1860
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jul 2019)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:58 B:81`

Property Details

APN / Parcel Number

Primary APN	`PALM M:58 B:81`
Alternative APN	`M:0058 L:000081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,163 sqft Living Area
Gross Area	2,563 sqft
1st Floor Area	913 sqft
Basement Area	773 sqft
Unfinished Basement	773 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	25 WALNUT ST
City	PALMER
State	MA
Zip	01069-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	81
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	4
Census Block	4010
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 WALNUT ST, PALMER, MA 01069-1760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage POLISH NATIONAL CU
Jul 22, 2019	Warranty Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE
Nov 17, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Nov 17, 2017 · Amount on Record
Deed Book / Page	22765 / 7
Transfer Doc	21622-1
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	25 WALNUT ST, PALMER, MA 01069-1760
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022036-144
Date	Jan 23, 2018
Book Page	22036/144
Instrument	3932

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2023

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALMER MA
Recording Date	Jul 22, 2019
Property Address	25 WALNUT ST, PALMER, MA 01069-1760
Document Number	22765-7
Book / Page	22765 / 7
Instrument Date	Jul 19, 2019
Instrument	40040
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4073B CHURCH ST, THORNDIKE, MA 01079-7702

Mortgage

Document Number	40041
Date	Jul 22, 2019
Instrument	40041

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Nov 17, 2017
Property Address	25 WALNUT ST, PALMER, MA 01069-1760
Document Number	21949-300
Book / Page	021949 / 000300
Instrument Date	Nov 8, 2017
Instrument	68218
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$744.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	333 EAST ST LUDLOW MA 01056, LUDLOW, MA 01056

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+6.82%)	$250,300 (+9.88%) Land $50,600 Building $199,700	$274,360 (+7.4%)
2024	$4,253.00 (+3.63%)	$227,800 (+7.91%) Land $46,000 Building $181,800	$255,455
2023	$4,104.00	$211,100 Land $46,000 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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