23 Walnut St, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 23 Walnut St, Palmer, MA 01069

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,238 sqft · built 1865
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2002)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PALM M:58 B:82`

Property Details

APN / Parcel Number

Primary APN	`PALM M:58 B:82`
Alternative APN	`M:0058 L:000082`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,238 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	858 sqft
Basement Area	380 sqft
Unfinished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	23 WALNUT ST
City	PALMER
State	MA
Zip	01069-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Block	82
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	4
Census Block	4010
Census Tract	810100

Owner

Source: Hampden County and Palmer Town City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 WALNUT ST, PALMER, MA 01069-1760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SOUTHBRIDGE CU
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2002 · Amount on Record
Deed Sale	Dec 13, 2002 · Amount on Record
Prior Sale	Jun 1, 1989 · Amount on Record
Transfer Doc	16021-395
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	23 WALNUT ST, PALMER, MA 01069-1760
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025322-312
Date	Feb 16, 2024
Book Page	25322/312
Instrument	6695

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Mar 1, 2029

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	23 WALNUT ST, PALMER, MA 01069-1760
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24234-457
Date	Nov 8, 2021
Book Page	24234/457
Instrument	79629

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (+7.47%)	$172,800 (+10.56%) Land $50,400 Building $122,400	$236,265 (+12.13%)
2024	$2,918.00 (+2.46%)	$156,300 (+6.69%) Land $45,800 Building $110,500	$210,710
2023	$2,848.00	$146,500 Land $45,800 Building $100,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALMER WATER DISTRICT NO.1 serves 4,789 people · EPA ID MA1227000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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