22 W Silver St, Middletown, CT 06457 Property Records

Middletown City property record for 22 W Silver St, Middletown, CT 06457

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,940 sqft · built 1872
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Tax Bill	$6,162 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:34 L:0029`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:34 L:0029`
Alternative APN	`R07028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,940 sqft Living Area
Gross Area	2,910 sqft
1st Floor Area	970 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	15,682 sqft (0.36 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R07028
Street Address	22 W SILVER ST
City	MIDDLETOWN
State	CT
Zip	06457-3831
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MXR
Legal Lot Number	29
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2018
Census Tract	541700

Owner

22 W Silver St, a duplex, is owned and occupied by an individual.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	22 W SILVER ST, MIDDLETOWN, CT 06457-3831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Line of Credit A & D MORTGAGE LLC
Mar 12, 2018	Executor's Deed, Transfer · Line of Credit LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Oct 3, 2025
Property Address	22 W SILVER ST, MIDDLETOWN, CT 06457-3831
Document Number	002132-990
Book / Page	2132 / 990
Instrument Date	Sep 4, 2025
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002132993
Date	Oct 3, 2025
Instrument	2132/993

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 12, 2018
Property Address	22 W SILVER ST, MIDDLETOWN, CT 06457-3831
Document Number	1915-119
Book / Page	001915 / 000119
Instrument Date	Mar 6, 2018
Instrument	338448
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 W SILVER ST MIDDLETOWN CT 064573831, MIDDLETOWN, CT 06457-3831

Mortgage

Document Number	1915-123
Date	Mar 12, 2018
Book Page	001915/000123
Instrument	338449

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22 W Silver St was $6,162.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,162.00	$159,580 (-) Land $57,310 Building $102,270	$329,880 (+195.31%)
2025		$159,580 (-) Land $57,310 Building $102,270	$111,706 Land $40,117 Building $71,589
2024	$5,906.00 (+4.51%)	$159,580 (-) Land $57,310 Building $102,270
2023	$5,651.00 (+31.36%)	$159,580 (+53.02%) Land $57,310 Building $102,270
2022	$4,302.00	$104,290 Land $32,580 Building $71,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 W Silver St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 W Silver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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