Orange County property record for 25 Vernal Spring, Irvine, CA 92603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 5,278 sqft · built 2004 |
| Lot Size | 0.362 acres (15,769 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $3,850,000 (May 2019) |
| Tax Bill | $46,536 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 464-071-23 |
| Primary APN | 464-071-23 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,278 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 15,769 sqft (0.362 acres) |
| Garage Area | 1,030 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 25 VERNAL SPG |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92603-0404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 16267 BLK LOT 45 |
| Legal Subdivision | TRACT NO 16267 |
| Legal Tract | 16267 |
| Legal Lot Number | 45 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 62655 |
25 Vernal Spring is owner-occupied and held in a trust since May 2019.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 29, 2019 | Grant Deed, Transfer · ARM BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on File |
| Deed Sale | May 29, 2019 · Amount on File |
| Prior Sale | Nov 30, 2004 · Amount on File |
| Deed Document Number | 2019183269 |
| Prior Transfer Date | Apr 4, 2012 |
| Prior Transfer Doc | 0000235670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000753311 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021000753311 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000198166 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021000198166 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 29, 2019 |
| Property Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000183269 |
| Map Reference | MB 832 PG 32-37 |
| Instrument Date | May 22, 2019 |
| Instrument | 2019000183269 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 25 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000183270 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 2019000183270 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year LIBOR |
| Max Rate | 9.87% |
The 2025 property tax bill for 25 Vernal Spring was $46,536 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,380,639 (+2%) Land $2,647,771 Building $1,732,868 | |
| 2025 | $46,536.00 Homeowner's exemption | $4,294,745 Land $2,595,854 Building $1,698,891 |
| 2023 | $49,204.00 (+1.85%) Homeowner's exemption | $4,127,976 Land $2,495,054 Building $1,632,922 |
| 2022 | $48,311.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 25 Vernal Spring in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Vernal Spring is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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