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25 Underhill Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 25 Underhill Rd, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,540 sqft · built 1930
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Oct 2013)
Tax Bill$16,722 (2025)
Deeds & MortgagesAug 2025 Line of Credit
Nov 2020 Loan Modification
+ 3 more
Flood ZoneZone X (minimal risk)
APN554203 97.08-1-6

Property Details

APN / Parcel Number

Primary APN554203 97.08-1-6
Alternative APN
  • 55420300216C033 006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,540 sqft Living Area
1st Floor Area1,468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions145 ft deep x 70 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address25 UNDERHILL RD
CityOSSINING
StateNY
Zip10562-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number6.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group3
Census Block3004
Census Tract13401

Owner

Source: Westchester County and Ossining Town records · APN 554203 97.08-1-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address25 UNDERHILL RD, OSSINING, NY 10562-5115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Nov 05, 2020Loan Modification, Mortgage · Conventional Mortgage
FM HM LOANS
Nov 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FM HM LOANS
Nov 15, 2016Deed of Trust, Mortgage
FM HM LOANS
Nov 15, 2016Loan Modification, Mortgage · Conventional with PMI
FM HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2013 · Amount on Record
Deed SaleOct 10, 2013 · Amount on Record
Deed Document Number2013532663206
Prior Transfer DateJun 28, 2010
Prior Transfer Doc0501793178
Record UpdatedJun 08, 2026

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address25 UNDERHILL RD, OSSINING, NY 10562-5115
Transaction TypeMortgage
Record UpdatedOct 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 UNDERHILL RD, OSSINING, NY 10562-5115

Mortgage

Document Number0652253078
DateAug 21, 2025
Instrument652253078
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 20, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address25 UNDERHILL RD, OSSINING, NY 10562-5115
Document Number0603383641
Instrument DateNov 05, 2020
Transaction TypeMortgage
Record UpdatedDec 15, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 UNDERHILL RD OSSINING NY 105625115, OSSINING, NY 10562-5115

Mortgage

Document Number0603383641
DateDec 03, 2020
Book Page060338/003641
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2050
Interest
Rate TypeFixed Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address25 UNDERHILL RD, OSSINING, NY 10562-5115
Document Number0603243379
Instrument DateNov 05, 2020
Transaction TypeMortgage
Record UpdatedDec 03, 2020
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 UNDERHILL RD OSSINING NY 105625115, OSSINING, NY 10562-5115

Mortgage

Document Number0603243379
DateNov 20, 2020
Book Page060324/003379
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address25 UNDERHILL RD, OSSINING, NY 10562-5115
Document Number0570443365
Instrument DateNov 15, 2016
Transaction TypeMortgage
Record UpdatedMar 15, 2019
Title CompanyBERKSHIRE ABSTRACT AND TITLE AGENCY, BERKSHIRE ABST & TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address25 UNDERHILL RD OSSINING NY 105625115, OSSINING, NY 10562-5115

Mortgage

Document Number0570443365
DateFeb 15, 2017
Book Page057044/003365
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
Term360 Months
DueFeb 14, 2047

November 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address25 UNDERHILL RD, OSSINING, NY 10562-5115
Document Number0570443380
Instrument DateNov 15, 2016
Transaction TypeMortgage
Record UpdatedMar 14, 2019
Title CompanyBERKSHIRE ABSTRACT AND TITLE AGENCY, BERKSHIRE ABST & TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 UNDERHILL RD OSSINING NY 105625115, OSSINING, NY 10562-5115

Mortgage

Document Number0570443380
DateFeb 15, 2017
Book Page057044/003380
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 14, 2047
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
MunicipalityOssining Village
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,722.00$782,800 (+6.58%) Land $264,900 Building $517,900$782,800 (+6.58%) Land $264,900 Building $517,900
2024$734,500 (+8%) Land $174,400 Building $560,100$734,500 (+8%) Land $174,400 Building $560,100
2023$680,100 Land $174,400 Building $505,700$680,100 Land $174,400 Building $505,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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