10 Underhill Rd, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 10 Underhill Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 3,260 sqft · built 1834
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,000 (Jul 2016)
Tax Bill	$18,644 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`554203 97.08-1-25`

Property Details

APN / Parcel Number

Primary APN	`554203 97.08-1-25`
Alternative APN	`55420300216C033 012`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
1st Floor Area	1,736 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1834
Effective Year Built	Effective 1834
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 UNDERHILL RD
City	OSSINING
State	NY
Zip	10562-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3000
Census Tract	13401

Owner

Source: Westchester County and Ossining Town records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 UNDERHILL RD, OSSINING, NY 10562-5110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Mar 18, 2002 · Amount on Record
Deed Document Number	2016561583170
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	10 UNDERHILL RD, OSSINING, NY 10562-5110
Document Number	0581643390
Instrument Date	Jun 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 UNDERHILL RD OSSINING NY 105625110, OSSINING, NY 10562-5110

Mortgage

Document Number	0581643390
Date	Jun 13, 2018
Book Page	058164/003390

Lender

Name	THIRD FED'L S&L
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,644.00	$875,300 (+6.89%) Land $272,200 Building $603,100	$875,300 (+6.89%) Land $272,200 Building $603,100
2024	Additional exemption filed	$818,900 (+7.99%) Land $179,100 Building $639,800	$818,900 (+7.99%) Land $179,100 Building $639,800
2023		$758,300 Land $179,100 Building $579,200	$758,300 Land $179,100 Building $579,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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