25 Turtleback Rd, Essex, MA 01929 Property Records

Essex County and Essex Town property record for 25 Turtleback Rd, Essex, MA 01929

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,923 sqft · built 2006
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on File
Last Sale	$1,220,000 (Jun 2020)
Tax Bill	$22,190 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:147 L:5`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:147 L:5`
Alternative APNs	`M:0009 B:0011M L:0000` `2079`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,923 sqft Living Area
Gross Area	8,407 sqft
Basement Area	525 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2079
Street Address	25 TURTLEBACK RD
City	ESSEX
State	MA
Zip	01929-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	5
Jurisdiction	ESSEX MA
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2003
Census Tract	222100

Owner

25 Turtleback Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Essex County and Essex Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Jun 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLE'S UNITED BK
May 31, 2017	Quit Claim Deed, Transfer BOSTON PRIVATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	May 31, 2017 · Amount on File
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	613616
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000628100
Date	Aug 10, 2021
Instrument	628100

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000623907
Date	Apr 13, 2021
Instrument	623907

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	628100
Date	Aug 10, 2021
Instrument	628100

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623907
Date	Apr 13, 2021
Instrument	623907

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX MA
Recording Date	Jun 30, 2020
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Document Number	0000613616
Instrument Date	Jun 24, 2020
Instrument	613616
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$5,563.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLEBACK RD ESSEX MA 019291257, ESSEX, MA 01929-1257

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Document Number	0000607435
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TURTLEBACK RD ESSEX MA 019291257, ESSEX, MA 01929-1257

Mortgage

Document Number	0000607435
Date	Nov 18, 2019
Instrument	607435

Lender

Name	PEOPLE'S UNITED BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX MA
Recording Date	May 31, 2017
Property Address	25 TURTLEBACK RD, ESSEX, MA 01929-1257
Document Number	0000582982
Instrument Date	May 31, 2017
Instrument	582982
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 TURTLE BACK RD ESSEX MA 019291257, ESSEX, MA 01929-1257

Mortgage

Document Number	582983
Date	May 31, 2017
Instrument	582983

Lender

Name	BOSTON PRIVATE BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 25 Turtleback Rd was $22,190.

Source: Essex County and Essex Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Essex Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,190.00	$1,708,200 Land $437,400 Building $1,270,800	$1,663,640
2023	$17,228.00	$1,241,200 Land $394,700 Building $846,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Turtleback Rd in Zone X, an area of minimal flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	63 (1978–2022)
Claims Outside the SFHA	11 of 63
Most Recent Claim	Jan 2022 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, May 2006 · 5 claims Winter Coastal Storm, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Turtleback Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESSEX WATER DEPT. serves 3,675 people · EPA ID MA3092000
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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