19 Turtleback Rd, Essex, MA 01929 Property Records

Essex County and Essex Town property record for 19 Turtleback Rd, Essex, MA 01929

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,196 sqft · built 2019
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,666 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ESSE M:147 L:11`

Property Details

APN / Parcel Number

Primary APN	`ESSE M:147 L:11`
Alternative APNs	`M:0009 B:0011P L:0000` `101106`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,196 sqft Living Area
Gross Area	7,960 sqft
Basement Area	1,712 sqft
Unfinished Basement	1,712 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	101106
Street Address	19 TURTLEBACK RD
City	ESSEX
State	MA
Zip	01929-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	11
Jurisdiction	ESSEX MA
Township / Civil Division	ESSEX
Census Block Group	2
Census Block	2003
Census Tract	222100

Owner

Source: Essex County and Essex Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 PARSONS LN, MANCHESTER, MA 01944-1058
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAPE ANN SVGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	19 TURTLEBACK RD, ESSEX, MA 01929-1257
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	628528
Date	Aug 23, 2021
Instrument	628528

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX MA
Property Address	19 TURTLEBACK RD, ESSEX, MA 01929-1257
Document Number	0000602159
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 TURTLE BACK RD ESSEX MA 01929, ESSEX, MA 01929

Mortgage

Document Number	0000602159
Date	May 24, 2019
Instrument	602159

Lender

Name	CAPE ANN SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Essex Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Essex Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,666.00 (+7.28%)	$1,206,000 (+14.63%) Land $222,100 Building $983,900	$1,819,345
2023	$14,603.00	$1,052,100 Land $202,500 Building $849,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	63 (1978–2022)
Claims Outside the SFHA	11 of 63
Most Recent Claim	Jan 2022 · Severe Winter Storm And Snowstorm
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims Severe Storms And Flooding, May 2006 · 5 claims Winter Coastal Storm, Dec 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESSEX WATER DEPT. serves 3,675 people · EPA ID MA3092000
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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