25 Sylvia St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 25 Sylvia St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,529 sqft · built 2008
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Jul 2024)
Tax Bill	$10,118 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`15-00085-05-00008`

Property Details

APN / Parcel Number

Primary APN	`15-00085-05-00008`
Alternative APN	`1500085000500008`

Interior

Stories	2 Stories
Building Area	2,529 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 SYLVIA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: EMMA MP8
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.5
Legal Lot Number	8
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4025
Census Tract	32200

Owner

25 Sylvia St is owned and occupied by an individual who bought it in July 2024.

Source: Warren County and Lopatcong Township records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	25 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed, Transfer · VA Mortgage USAA FSB
Jun 20, 2018	Grant Deed, Construction Loan · Construction Mortgage BERKSHIRE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2024 · Amount on File
Deed Sale	Jul 9, 2024 · Amount on File
Prior Sale	Jun 8, 2022 · Amount on File
Deed Document Number	2024608524
Deed Book / Page	3435 / 325
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 8, 2022
Property Address	25 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	003268/281
Book / Page	3268 / 281
Instrument Date	May 3, 2022
Instrument	2022-577138
Transaction Type	Transfer
Record Updated	Jun 23, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 STATE ROUTE 28101, 1250, BRANCHBURG, NJ 08876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	2022577139
Date	Jun 8, 2022
Instrument	2022-577139

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

June 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 20, 2018
Property Address	25 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Book / Page	006592 / 000292
Instrument Date	Jun 12, 2018
Instrument	494468
Transaction Type	Construction Loan
Record Updated	Jul 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 STATE ROUTE 28 #101 BRANCHBURG NJ 088763389, 101, BRANCHBURG, NJ 08876-3389

Mortgage

Document Number	0000494468
Date	Jun 20, 2018
Book Page	006592/000292
Instrument	494468

Lender

Name	BERKSHIRE BK
Type	Bank
Address	30 S PEARL ST, ALBANY, NY 12207-3427

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Sylvia St was $10,118, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,600 (-) Land $98,000 Building $234,600	$332,600 (-) Land $98,000 Building $234,600
2025	$10,118.00 (+1.84%)	$332,600 Land $98,000 Building $234,600	$332,600 Land $98,000 Building $234,600
2024	$9,935.00
2023		$332,600 Land $98,000 Building $234,600	$332,600 Land $98,000 Building $234,600
2022	$9,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Sylvia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Sylvia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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