21 Sylvia St, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 21 Sylvia St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 2007
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2026)
Tax Bill	$9,810 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-00085-05-00006`

Property Details

APN / Parcel Number

Primary APN	`15-00085-05-00006`
Alternative APN	`1500085000500006`

Interior

Stories	2 Stories
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 SYLVIA ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	ADDITIONAL LOTS: DANIELLE MP4
Legal Subdivision	DELAWARE XING/MORRIS PARK AMD
Legal Block	85.5
Legal Lot Number	6
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	4
Census Block	4025
Census Tract	32200

Owner

21 Sylvia St is owned and occupied by an individual who bought it in September 2026.

Source: Warren County and Lopatcong Township records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	21 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage MID PENN BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
Jan 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	2026641530
Deed Book / Page	3597 / 56
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Sep 2, 2026
Property Address	21 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	0000641530
Book / Page	3597 / 56
Instrument Date	Aug 28, 2026
Instrument	2026641530
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	A AND N TITLE AND SETTLEMENT, BLACK RIVER TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46,965.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	0000641531,
Date	Sep 2, 2026
Instrument	2026641531

Lender

Name	MID PENN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	21 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7041/194
Date	Feb 25, 2021
Book Page	7041/194
Instrument	2021-546879

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 31, 2018
Property Address	21 SYLVIA ST, PHILLIPSBURG, NJ 08865-1982
Document Number	0000487880
Book / Page	002828 / 000296
Instrument Date	Aug 11, 2017
Instrument	487880
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SYLVIA ST PHILLIPSBURG NJ 088651982, PHILLIPSBURG, NJ 08865-1982

Mortgage

Document Number	487881
Date	Jan 31, 2018
Book Page	006544/000278
Instrument	487881

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	PO BOX 1432, ALEXANDRIA, VA 22313-1432

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Sylvia St was $9,810, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,500 (-) Land $97,500 Building $225,000	$322,500 (-) Land $97,500 Building $225,000
2025	$9,810.00 (+1.84%)	$322,500 Land $97,500 Building $225,000	$322,500 Land $97,500 Building $225,000
2024	$9,633.00
2023		$322,500 Land $97,500 Building $225,000	$322,500 Land $97,500 Building $225,000
2022	$9,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Sylvia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Sylvia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40

May also be available: AT&T, Verizon.

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