20 Sunset St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 20 Sunset St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 2004
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Aug 2007)
Tax Bill	$1,376 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 23 1 29`

Property Details

APN / Parcel Number

Primary APN	`08 23 1 29`
Alternative APN	`154606`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,438 sqft Heated Area
Gross Area	3,100 sqft
1st Floor Area	1,438 sqft
Basement Area	1,438 sqft
Unfinished Basement	1,438 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	200 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	154606
Street Address	20 SUNSET ST
City	GRANITE FALLS
State	NC
Zip	28630-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1843 PG 1151 YR 2014 ST 224.00
Legal Subdivision	C D MACKIE
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3015
Census Tract	31402

Owner

20 Sunset St is owned and occupied by an individual who bought it in August 2007.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 SUNSET ST, GRANITE FALLS, NC 28630-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2007 · Amount on File
Deed Sale	Aug 16, 2007 · Amount on File
Prior Sale	Mar 29, 2004 · Amount on File
Deed Book / Page	1651 / 1039
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	20 SUNSET ST, GRANITE FALLS, NC 28630-1317
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020160230
Date	Mar 24, 2021
Book Page	2016/230
Instrument	10055289

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount on Record
Term	144 Months
Due	Mar 15, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 20 Sunset St was $1,376, down 25.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,376.00 (-25.66%)	$291,000 (-) Land $10,800 Building $280,200
2025	$1,851.00	$291,000 Land $10,800 Building $280,200	$291,000 Land $10,800 Building $280,200
2023		$183,000 (-) Land $8,700 Building $174,300	$183,000 (-) Land $8,700 Building $174,300
2022	$1,147.00	$183,000 Land $8,700 Building $174,300	$183,000 Land $8,700 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Sunset St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Sunset St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20