25 Sunset Key Dr, Key West, FL 33040 Property Records

Monroe County property record for 25 Sunset Key Dr, Key West, FL 33040 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,682 sqft · built 2000
Lot Size0.193 acres (8,438 sqft)
OwnerCompany Name on File
Last Sale$5,500,000 (Oct 2024)
Tax Bill$29,572 (2024)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN00000200-000525

Property Details

APN / Parcel Number

Primary APN00000200-000525
Alternative APN
  • 8963890

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,682 sqft Living Area
1st Floor Area2,682 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2016
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,438 sqft (0.193 acres)
Lot Dimensions155 ft deep x 46 ft wide
Garage Area156 sqft

Exterior Amenities

Pool Area495 sqft
PorchOpen Porch
Porch Area504 sqft
Patio Area1,337 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8963890
Street Address25 SUNSET KEY DR
CityKEY WEST
StateFL
Zip33040-8382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PARCEL OF FILLED LAND LYING WLY OF THE ISLAND OF KEY WEST (LOT 25 SUNSET ISLAND) .1936 AC OR1628-730/740 OR1916-133/144
Legal Range24E
Legal Township67S
Legal Section36
Legal SubdivisionSUNSET TANK ISLAND
Legal Lot Number25
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2056
Census Tract972500

Owner

Source: Monroe County records · APN 00000200-000525

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1990 SWEET ROOT RD, BEDFORD, PA 15522-2036
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2024 · Amount on Record
Deed SaleOct 08, 2024 · Amount on Record
Prior SaleAug 05, 2003 · Amount on Record
Deed Document Number2476967
Deed Book / Page3295 / 1601
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address25 SUNSET KEY DR, KEY WEST, FL 33040-8382
Transaction TypeMortgage
Record UpdatedDec 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 SUNSET KEY DR, KEY WEST, FL 33040-8382

Mortgage

Document Number0032021401
DateNov 23, 2022
Book Page3202/1401
Instrument2398475
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 01, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.7%
Index1-Year T-Bill
Max Rate10.7%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,690,468 (+63.08%) Land $4,403,592 Building $1,286,876$5,690,468 (-6.09%) Land $4,403,592 Building $1,286,876
2024$29,572.00 (+1.49%)
2023$29,138.00 (+4.26%) Senior Citizen's exemption$3,489,349 (+3%)$6,059,633 (+2.24%) Land $4,928,923 Building $1,130,710
2022$27,947.00 Senior Citizen's exemption$3,387,718$5,926,955 Land $4,785,743 Building $1,141,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879725002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 307 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
439 under condo master policies
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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