20 Sunset Key Dr, Key West, FL 33040 Property Records

Monroe County property record for 20 Sunset Key Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,912 sqft · built 2000
Lot Size0.191 acres (8,344 sqft)
OwnerCompany Name on Record
Last Sale$4,650,000 (Jan 2017)
Tax Bill$46,603 (2024)
Deeds & MortgagesJan 2017 Sale
Jan 2017 Mortgage
Flood ZoneZone AE (high risk)
APN00000200-000520

Property Details

APN / Parcel Number

Primary APN00000200-000520
Alternative APNs
  • 01010100000200000520
  • 8885245

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,912 sqft Living Area
1st Floor Area2,912 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2017
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,344 sqft (0.191 acres)

Exterior Amenities

Pool Area319 sqft
PorchOpen Porch
Porch Area1,720 sqft
Patio Area1,855 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8885245
Old Parcel Number01010100000200000520
Street Address20 SUNSET KEY DR
CityKEY WEST
StateFL
Zip33040-8382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PARCEL OF FILLED LAND LYING W'LY OF THE ISLAND OF KEY WEST (LOT 20 SUNSET ISLAND) .1915 AC OR1302-2195/2270DEC
Legal Range24E
Legal Township67S
Legal Section36
Legal SubdivisionSUNSET TANK ISLAND
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2056
Census Tract972500

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1861 SANTA BARBARA DR, LANCASTER, PA 17601-4144
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 4, 2017Deed of Trust, Mortgage
RICE MICHAEL W 2009 TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2017 · Amount on Record
Deed SaleJan 10, 2017 · Amount on Record
Prior SaleApr 13, 1999 · Amount on Record
Deed Document Number2106350
Deed Book / Page2834 / 0856
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 10, 2017
Property Address20 SUNSET KEY DR, KEY WEST, FL 33040-8382
Document Number0028340856
Book / Page002834 / 000856
Instrument DateJan 9, 2017
Instrument2106350
Transaction TypeTransfer
Record UpdatedFeb 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address160 N POINTE BLVD #200 LANCASTER PA 176014134, 200, LANCASTER, PA 17601-4134

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address20 SUNSET KEY DR, KEY WEST, FL 33040-8382
Document Number0028361211
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address20 SUNSET KEY DR KEY WEST FL 330408382, KEY WEST, FL 33040-8382

Mortgage

Document Number0028361211
DateJan 25, 2017
Book Page002836/001211
Instrument2108171
Lender
NameRICE MICHAEL W 2009 TR (PT)
Address160 N POINTE BLVD # 200, LANCASTER, PA 17601-4134
Agreement
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,174,768 (-1.02%) Land $4,499,513 Building $1,675,255$6,174,768 (-1.02%) Land $4,499,513 Building $1,675,255
2024$46,603.00 (+4.6%)
2023$44,555.00 (+7.52%)$6,238,384 (+2.07%) Land $4,873,826 Building $1,364,558$6,238,384 (+2.07%) Land $4,873,826 Building $1,364,558
2022$41,438.00$6,111,982 Land $4,732,246 Building $1,379,736$6,111,982 Land $4,732,246 Building $1,379,736

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

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