25 Sumner St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 25 Sumner St, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 1951
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$277,400 (Feb 2019)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9962-68`

Property Details

APN / Parcel Number

Primary APN	`9962-68`
Alternative APN	`CUMB M:053 B:1624 L:000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	3,324 sqft
1st Floor Area	1,168 sqft
Attic	Attic
Attic Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9962-68
Street Address	25 SUMNER ST
City	CUMBERLAND
State	RI
Zip	02864-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1624
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	5
Census Block	5001
Census Tract	11403

Owner

Source: Cumberland Town records · APN 9962-68

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 SUMNER ST, CUMBERLAND, RI 02864-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HM MTG CORP
Mar 12, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jun 23, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST HOME MORTGAGE CORP
Feb 25, 2019	Warranty Deed, Transfer · FHA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Book / Page	1795 / 452
Last Transfer Date	Jun 18, 2020
Transfer Doc	1843-411
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	25 SUMNER ST, CUMBERLAND, RI 02864-1823
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001879-161
Date	Mar 05, 2021
Book Page	1879/161
Instrument	122149

Lender

Name	FIRST HM MTG CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	25 SUMNER ST, CUMBERLAND, RI 02864-1823
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001973-857
Date	Mar 12, 2024
Book Page	1973/857
Instrument	143026

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2044

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 23, 2020
Property Address	25 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1843-411
Book / Page	1843 / 411
Instrument Date	Jun 18, 2020
Instrument	114948
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1843-412
Date	Jun 23, 2020
Book Page	1843/412
Instrument	114949

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 25, 2019
Property Address	25 SUMNER ST, CUMBERLAND, RI 02864-1823
Document Number	1795-452
Book / Page	1795 / 452
Instrument Date	Feb 25, 2019
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1795454
Date	Feb 25, 2019
Instrument	1795/454

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,301.00 (+5.6%)	$350,500 (-) Land $134,200 Building $216,300
2023	$4,073.00 (+5.03%)	$350,500 (+35.49%) Land $134,200 Building $216,300
2022	$3,878.00	$258,700 Land $93,800 Building $164,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 375 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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