25 Stone Ledge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 25 Stone Ledge Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,569 sqft · built 2023
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500,000 (Sep 2023)
Tax Bill	$47,011 (2025)
Deeds & Mortgages	Sep 2023 Sale Feb 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-00513-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`63-00513-0000-00022`
Alternative APNs	`630051300022` `055400`

Interior

Stories	1 Story
Building Area	6,569 sqft Living Area
1st Floor Area	6,569 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	055400
Street Address	25 STONE LEDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	OLD CHIMNEY RDG SEC 2
Legal Block	513
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2004
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed, Transfer SUNNYSIDE TITLE AGENCY
Feb 25, 2022	Deed of Trust, Mortgage · Construction Mortgage CONNECTONE BANK
Nov 19, 2021	Bargain and Sale Deed, Transfer GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN
Nov 24, 2020	Grant Deed, Transfer LAND TITLE GUARANTEE, LAND TITLE INSURANCE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	202363768
Deed Book / Page	5092 / 1650
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 28, 2023
Property Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524
Document Number	0050921650
Book / Page	5092 / 1650
Instrument Date	Sep 12, 2023
Instrument	2023063768
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	SUNNYSIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$74,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 E ALLENDALE RD # RD6B, RD6B, SADDLE RIVER, NJ 07458-3057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 BERGENLINE AVE C, C, NORTH BERGEN, NJ 07047-5065

Mortgage

Document Number	0045961678
Date	Feb 25, 2022
Book Page	4596/1678
Instrument	2022024467

Lender

Name	CONNECTONE BANK
Type	Bank
Address	ENGLEWOOD CLIFFS, NJ 07632

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 19, 2021
Property Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524
Document Number	0044651661
Book / Page	4465 / 1661
Instrument Date	Nov 8, 2021
Instrument	2021172411
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN

Transaction

Amount	Amount Recorded
Tax	$2,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 8TH ST, 524, PALISADES PARK, NJ 07650-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 24, 2020
Property Address	25 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1524
Document Number	0038341098
Book / Page	003834 / 001098
Instrument Date	Sep 14, 2020
Instrument	123920
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	LAND TITLE GUARANTEE, LAND TITLE INSURANCE CO.

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 STONE LEDGE RD UPPER SADDLE RIVER NJ 074581524, UPPER SADDLE RIVER, NJ 07458-1524

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,815,100 (-) Land $319,400 Building $1,495,700	$1,815,100 (-) Land $319,400 Building $1,495,700
2025	$47,011.00 (+1.73%)	$1,815,100 (+277.05%) Land $319,400 Building $1,495,700	$1,815,100 (+277.05%) Land $319,400 Building $1,495,700
2024	$46,212.00 (+288.17%)
2023		$481,400 (-) Land $319,400 Building $162,000	$481,400 (-) Land $319,400 Building $162,000
2022	$11,905.00 (+0.21%)	$481,400 Land $319,400 Building $162,000	$481,400 Land $319,400 Building $162,000
2021	$11,880.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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