Bergen County and Upper Saddle River Borough property record for 12 Stone Ledge Rd, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5,501 sqft · built 2002 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,221,000 (May 2025) |
| Tax Bill | $28,692 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00706-0000-00001 |
| Primary APN | 63-00706-0000-00001 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,501 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Account Number | 058000 |
|---|---|
| Street Address | 12 STONE LEDGE RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .960 AC |
| Legal Subdivision | OLD CHIMNEY RDG SEC #2 |
| Legal Block | 706 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 53202 |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00706-0000-00001
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARCHOME LLC |
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2003 · Amount on Record |
| Deed Document Number | 202535989 |
| Deed Book / Page | 5510 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 07, 2026 |
| Property Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Document Number | 0000022714 |
| Book / Page | 5764 / 1781 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 202622714 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Document Number | 0000022714, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 5764/1781 |
| Instrument | 202622714 |
| Name | ARCHOME LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Document Number | 0050261649 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 5026/1649 |
| Instrument | 2023042813 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 21, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 STONE LEDGE RD, UPPER SADDLE RIVER, NJ 07458-1523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0036490532 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 3649/532 |
| Instrument | 20-067671 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | GLEN BURNIE, MD 21060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 9% |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107,800 (-) Land $323,400 Building $784,400 | $1,107,800 (-) Land $323,400 Building $784,400 | |
| 2025 | $28,692.00 (+1.73%) | $1,107,800 (-4.32%) Land $323,400 Building $784,400 | $1,107,800 (-4.32%) Land $323,400 Building $784,400 |
| 2024 | $28,205.00 (-0.82%) | ||
| 2023 | $1,157,800 Land $323,400 Building $834,400 | $1,157,800 Land $323,400 Building $834,400 | |
| 2022 | $28,439.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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