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25 Sandy Ln, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 25 Sandy Ln, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,824 sqft · built 1994
Lot Size0.148 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Mar 2021)
Tax Bill$3,187 (2025)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone AE (high risk)
APN4234-03-7665-0000

Property Details

APN / Parcel Number

Primary APN4234-03-7665-0000
Alternative APNs
  • 000043729
  • 964872

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
FlooringCarpet
ElevatorElevator

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Lot Area6,490 sqft (0.148 acres)
Lot Dimensions125 ft deep x 45 ft wide
Deck Area144 sqft
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000043729
Old Parcel Number4234 03 7665 0000
Street Address25 SANDY LN
CitySURF CITY
StateNC
Zip28445-6877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL25 PB 27/105 SANDY RIDGE
Legal SubdivisionSANDY RIDGE
Legal Lot Number25
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1055
Census Tract920106

Owner

25 Sandy Ln is owned by an individual who bought it in March 2021.

Source: Pender County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address707 SCAUP DR, GREENSBORO, NC 27455-8394
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2021 · Amount on File
Deed SaleMar 10, 2021 · Amount on File
Prior SaleNov 12, 2014 · Amount on File
Deed Document Number0013754744
Deed Book / Page1375 / 4744
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMar 10, 2021
Property Address25 SANDY LN, SURF CITY, NC 28445-6877
Document Number0047441375
Book / Page4744 / 1375
Map ReferenceMB 27 PG 103
Instrument DateMar 9, 2021
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1000, HORSE SHOE, NC 28742

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 SCAUP DR, GREENSBORO, NC 27455-8394

Tax Assessment & Valuation

The 2025 property tax bill for 25 Sandy Ln was $3,187.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,187.00$849,499 Land $441,191 Building $408,308$849,499 Land $441,191 Building $408,308
2023$384,011 (+2.12%) Land $113,877 Building $270,134$384,011 (+2.12%) Land $113,877 Building $270,134
2022$2,773.00$376,056 Land $113,877 Building $262,179$376,056 Land $113,877 Building $262,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Sandy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 2,399 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
incl. 313 condo units
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Sandy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURF CITY
serves 9,730 people · EPA ID NC0471015
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sandy Ln

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