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24 Sandy Ln, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 24 Sandy Ln, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,224 sqft · built 2005
Lot Size0.279 acres (12,153 sqft)
OwnerIndividual Name on File
Last Sale$1,175,000 (May 2022)
Tax Bill$2,292 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN4234-03-7535-0000

Property Details

APN / Parcel Number

Primary APN4234-03-7535-0000
Alternative APNs
  • 000049907
  • 884197

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,224 sqft Living Area
Basement Area1,575 sqft
Unfinished Basement1,575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Lot Area12,153 sqft (0.279 acres)
Lot Dimensions255 ft deep x 50 ft wide
Deck Area280 sqft
CabinCabin

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number000049907
Street Address24 SANDY LN
CitySURF CITY
StateNC
Zip28445-6877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionL24,PB 27/105 SANDY RIDGE
Legal SubdivisionSANDY RIDGE
Legal Lot Number24
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1055
Census Tract920106

Owner

24 Sandy Ln is owned by an individual who bought it in May 2022.

Source: Pender County records, as of June 9, 2026

Owner of RecordIndividual Name on File
Mailing Address138 CAMBON AVE, SAINT JAMES, NY 11780-3042
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2022 · Amount on File
Deed SaleMay 6, 2022 · Amount on File
Prior SaleDec 30, 2005 · Amount on File
Deed Document Number202220101894
Deed Book / Page4787 / 1723
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMay 6, 2022
Property Address24 SANDY LN, SURF CITY, NC 28445-6877
Document Number0047871723
Book / Page4787 / 1723
Map ReferenceMB 27 PG 105
Instrument DateApr 30, 2022
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35214 GREYFRIAR DR, 35214, ROUND HILL, VA 20141-2394

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 CAMBON AVE, SAINT JAMES, NY 11780-3042

Mortgage

Document Number0047871725
DateMay 6, 2022
Instrument4787-1725
Lender
NameSEATRUST MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 24 Sandy Ln was $2,292.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,292.00$1,067,587 Land $483,018 Building $584,569$1,067,587 Land $483,018 Building $584,569
2023$276,262 Land $129,479 Building $146,783$276,262 Land $129,479 Building $146,783

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 24 Sandy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 2,399 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
incl. 313 condo units
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Sandy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURF CITY
serves 9,730 people · EPA ID NC0471015
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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