25 S Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 25 S Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,159 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2026)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-012-015-00`

Property Details

APN / Parcel Number

Primary APN	`012-012-015-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Basement Area	375 sqft
Unfinished Basement	375 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	25 S WILDER RD
City	LAPEER
State	MI
Zip	48446-9430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 12 T7N R10E COM AT W 1/4 COR OF SAID SEC TH N 249.42 FT TO POB TH N 276.54 FT TH S 80 DEG 36' E 1133.44 FT TH S 09DEG 23'
Legal Range	10E
Legal Township	07N
Legal Section	12
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3011
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	25 S WILDER RD, LAPEER, MI 48446-9430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Apr 9, 2026	Warranty Deed, Transfer ABSTRACT TITLE AGENCY
May 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Jul 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Book / Page	3513 / 736
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 26, 2026
Property Address	25 S WILDER RD, LAPEER, MI 48446-9430
Document Number	3521000970
Book / Page	3521 / 970
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 IMLAY CITY RD, LAPEER, MI 48446-3215

Mortgage

Document Number	3521000970,
Date	May 26, 2026
Book Page	3521/970

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 9, 2026
Property Address	25 S WILDER RD, LAPEER, MI 48446-9430
Document Number	3513000736
Book / Page	3513 / 736
Instrument Date	Apr 1, 2026
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S WILDER RD, LAPEER, MI 48446-9430

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	May 26, 2026
Property Address	25 S WILDER RD, LAPEER, MI 48446-9430
Document Number	0035210987
Book / Page	3521 / 987
Instrument Date	Apr 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2561 IMLAY CITY RD, LAPEER, MI 48446-3215

Mortgage

Document Number	3521000987,
Date	May 26, 2026
Book Page	3521/987

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 16, 2021
Property Address	25 S WILDER RD, LAPEER, MI 48446-9430
Document Number	0032200824
Book / Page	3220 / 824
Instrument Date	Jul 14, 2021
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 S WILDER RD, LAPEER, MI 48446-9430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 S SAGINAW ST APT 102, 102, LAPEER, MI 48446-2624

Mortgage

Document Number	0003220827
Date	Jul 16, 2021
Instrument	3220/827

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	25 S WILDER RD, LAPEER, MI 48446-9430
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	HOME LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S WILDER RD, LAPEER, MI 48446-9430

Mortgage

Document Number	0031640438
Date	Jan 12, 2021
Book Page	3164/438

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,300 (+6.47%)	$164,600 (+6.47%)
2025	$1,502.00 (+3.8%) Homeowner's exemption	$77,300 (+11.71%)	$154,600 (+11.71%)
2024	$1,447.00 (+0.21%)
2023		$69,200	$138,400
2022	$1,444.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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