814 S Wilder Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 814 S Wilder Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1975
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$69,900 (Oct 1993)
Tax Bill	$910 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-420-003-00`

Property Details

APN / Parcel Number

Primary APN	`012-420-003-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,024 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	1,000 sqft
Unfinished Basement	1,000 sqft
Flooring	Carpet

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	814 S WILDER RD
City	LAPEER
State	MI
Zip	48446-9481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 11 T7N R10E LORI-MARIE LOT 3.
Legal Range	10E
Legal Township	07N
Legal Section	11
Legal Subdivision	LORI-MARIE
Legal Lot Number	3
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3022
Census Tract	338000

Owner

814 S Wilder Rd is owned and occupied by two individuals who bought it in October 1993.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	814 S WILDER RD, LAPEER, MI 48446-9481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 1993 · Amount on File
Deed Sale	Oct 1, 1993 · Amount on File
Deed Book / Page	827 / 40
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	814 S WILDER RD, LAPEER, MI 48446-9481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030020634
Date	Jan 2, 2019
Book Page	3002/634

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	814 S WILDER RD, LAPEER, MI 48446-9481
Document Number	0030740813
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	814 S WILDER RD LAPEER MI 484469481, LAPEER, MI 48446-9481

Mortgage

Document Number	0030740813
Date	Jan 21, 2020
Book Page	003074/000813

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 814 S Wilder Rd was $910 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,600 (-12.38%)	$147,200 (-12.38%)
2025	$910.00 Homeowner's exemption	$84,000	$168,000
2023		$78,400	$156,800
2022	$800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 814 S Wilder Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 814 S Wilder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Wilder Rd

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