25 S Locust Ave, Salem, NJ 08079 Property Records

Salem County and Elsinboro Township property record for 25 S Locust Ave, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	2,664 sqft · built 2002
Lot Size	0.197 acres (8,560 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Mar 2018)
Tax Bill	$9,992 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`04-00019-0000-00006-13`

Property Details

APN / Parcel Number

Primary APN	`04-00019-0000-00006-13`
Alternative APNs	`04000190000000060013` `0400019000000006D`

Interior

Stories	2 Stories
Building Area	2,664 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	8,560 sqft (0.197 acres)
Lot Dimensions	163 ft deep x 5 ft wide

Location & Zoning

Old Parcel Number	0400019000000006D
Street Address	25 S LOCUST AVE
City	SALEM
State	NJ
Zip	08079-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.20AC
Legal Subdivision	FORT ELFSBORG ASSOCIATION
Legal Block	19
Legal Lot Number	6.13
Jurisdiction	SALEM NJ
Township / Civil Division	ELSINBORO
Census Block Group	1
Census Block	1003
Census Tract	22202

Owner

25 S Locust Ave is owned and occupied by an individual who bought it in March 2018.

Source: Salem County and Elsinboro Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	25 S LOCUST AVE, SALEM, NJ 08079-9622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Mar 20, 2018	Grant Deed, Transfer · VA Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Deed Document Number	2018126582
Deed Book / Page	4390 / 412
Prior Transfer Date	Feb 28, 2014
Prior Transfer Doc	00374100954
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	25 S LOCUST AVE, SALEM, NJ 08079-9622
Document Number	0045620399
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S LOCUST AVE SALEM NJ 080799622, SALEM, NJ 08079-9622

Mortgage

Document Number	0045620399
Date	Sep 10, 2020
Book Page	004562/000399
Instrument	7161

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SALEM NJ
Recording Date	Mar 20, 2018
Property Address	25 S LOCUST AVE, SALEM, NJ 08079-9622
Document Number	0043900412
Book / Page	004390 / 000412
Instrument Date	Mar 15, 2018
Instrument	126582
Transaction Type	Transfer
Record Updated	Jul 12, 2018
Title Company	WEICHERT TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 S LOCUST AVE SALEM NJ 080799622, SALEM, NJ 08079-9622

Mortgage

Document Number	43900418
Date	Mar 20, 2018
Book Page	004390/000418
Instrument	126583

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25 S Locust Ave was $9,992, up 1.7% from the year before.

Source: Salem County and Elsinboro Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Elsinboro Township
Unified School District	Elsinboro Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (-) Land $109,400 Building $205,600	$315,000 (-) Land $109,400 Building $205,600
2025	$9,992.00 (+1.67%)	$315,000 Land $109,400 Building $205,600	$315,000 Land $109,400 Building $205,600
2024	$9,828.00
2023		$315,000 Land $109,400 Building $205,600	$315,000 Land $109,400 Building $205,600
2022	$9,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 S Locust Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	47 (1978–2020)
Claims Outside the SFHA	9 of 47
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 6 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 S Locust Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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