23 S Locust Ave, Salem, NJ 08079 Property Records

Salem County and Elsinboro Township property record for 23 S Locust Ave, Salem, NJ 08079

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 1945
Lot Size	0.235 acres (10,241 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2012)
Tax Bill	$9,516 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`04-00019-0000-00006-14`

Property Details

APN / Parcel Number

Primary APN	`04-00019-0000-00006-14`
Alternative APNs	`04000190000000060014` `0400019000000006C`

Interior

Stories	1 Story
Building Area	2,084 sqft Living Area
1st Floor Area	2,084 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Lot Area	10,241 sqft (0.235 acres)
Lot Dimensions	169 ft deep x 6 ft wide

Location & Zoning

Old Parcel Number	0400019000000006C
Street Address	23 S LOCUST AVE
City	SALEM
State	NJ
Zip	08079-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.235AC
Legal Subdivision	ELFSBORG ASSOCIATION
Legal Block	19
Legal Lot Number	6.14
Jurisdiction	SALEM NJ
Township / Civil Division	ELSINBORO
Census Block Group	1
Census Block	1003
Census Tract	22202

Owner

Source: Salem County and Elsinboro Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 S LOCUST AVE, SALEM, NJ 08079-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST/NJ FEDERAL CREDIT UNION
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH JERSEY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2012 · Amount on File
Deed Sale	Aug 15, 2012 · Amount on File
Prior Sale	Nov 6, 2000 · Amount on File
Deed Document Number	201249224
Deed Book / Page	3484 / 554
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Recording Date	Apr 13, 2026
Property Address	23 S LOCUST AVE, SALEM, NJ 08079-9622
Document Number	0000002981
Book / Page	4759 / 1714
Instrument Date	Apr 3, 2026
Instrument	20262981
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002981,
Date	Apr 13, 2026
Book Page	4759/1714
Instrument	20262981

Lender

Name	MEMBERS FIRST/NJ FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	23 S LOCUST AVE, SALEM, NJ 08079-9622
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	WEST JERSEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046451440
Date	Oct 4, 2022
Book Page	4645/1440
Instrument	2022010555

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	23 S LOCUST AVE, SALEM, NJ 08079-9622
Document Number	0045371773
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 S LOCUST AVE SALEM NJ 080799622, SALEM, NJ 08079-9622

Mortgage

Document Number	0045371773
Date	Oct 31, 2019
Book Page	004537/001773
Instrument	10116

Lender

Name	SOUTH JERSEY FCU
Type	Credit Union
Address	DEPTFORD, NJ 08096

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

Source: Salem County and Elsinboro Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
County Subdivision	Elsinboro Township
Unified School District	Elsinboro Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $113,400 Building $186,600	$300,000 (-) Land $113,400 Building $186,600
2025	$9,516.00 (+1.67%)	$300,000 (-) Land $113,400 Building $186,600	$300,000 (-) Land $113,400 Building $186,600
2024	$9,360.00 (+8.22%)
2023		$300,000 Land $113,400 Building $186,600	$300,000 Land $113,400 Building $186,600
2022	$8,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Nearby Flood Policies	71 in force
Nearby Flood Claims	47 (1978–2020)
Claims Outside the SFHA	9 of 47
Most Recent Claim	Aug 2020 · Tropical Storm Isaias
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 6 claims Hurricane Floyd Emergency Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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