25 River St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 25 River St, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 640 sqft · built 1972
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Jul 2022)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BERW M:U004 B:28`

Property Details

APN / Parcel Number

Primary APN	`BERW M:U004 B:28`
Alternative APN	`3006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	640 sqft Living Area
Gross Area	1,255 sqft
1st Floor Area	640 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3006
Street Address	25 RIVER ST
City	BERWICK
State	ME
Zip	03901-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	28
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2022
Census Tract	32001

Owner

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 RIVER ST, BERWICK, ME 03901-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC
Jul 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202232022
Deed Book / Page	19080 / 573
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Recording Date	Apr 29, 2026
Property Address	25 RIVER ST, BERWICK, ME 03901-2261
Document Number	0198920617
Book / Page	19892 / 617
Instrument Date	Apr 17, 2026
Instrument	202614176
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RIVER ST, BERWICK, ME 03901-2261

Mortgage

Document Number	0000014176,
Date	Apr 29, 2026
Book Page	19892/617
Instrument	202614176

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate	5.54%
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Jul 29, 2022
Property Address	25 RIVER ST, BERWICK, ME 03901-2261
Document Number	0190800573
Book / Page	19080 / 573
Instrument Date	Jul 29, 2022
Instrument	2022032022
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BEECHSTONE # UT6, UT6, PORTSMOUTH, NH 03801-6335

Mortgage

Document Number	2022032023
Date	Jul 29, 2022
Instrument	2022032023

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERWICK ME
Recording Date	Oct 31, 2019
Property Address	25 RIVER ST, BERWICK, ME 03901-2261
Document Number	0180860347
Book / Page	18086 / 347
Instrument Date	Oct 31, 2019
Instrument	2019046691
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	51 MAIN ST APT 1, 1, SOUTH BERWICK, ME 03908-1607

Mortgage

Document Number	2019046692
Date	Oct 31, 2019
Instrument	2019046692

Lender

Name	LEADERONE FINANCIAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,306.00 (+4.59%)	$253,500 (-) Land $106,200 Building $147,300
2024	$3,161.00 (+21.34%)	$253,500 (+78.27%) Land $106,200 Building $147,300
2023	$2,605.00 (+0.54%)	$142,200 (-) Land $75,800 Building $66,400	$311,220
2022	$2,591.00	$142,200 Land $75,800 Building $66,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cogeco Cable Holdings II Fiber	1,000 / 600

May also be available: AT&T, T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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